f*******w 发帖数: 13821 | 1 Bank Of America’s Unconventional New “Better Balance Rewards” Card
March 8, 2013 By David 4 Comments
It’s called the “Better Balance Rewards” card, and boy is it strange.
Cardholders earn $25 each quarter when they “pay more than the monthly
minimum and pay each bill on time” and another $5 per quarter if they also
have a “qualifying” (checking, savings, or retirement) account with BoA.
The card has no annual fee.
The key here is that you have to spend more than the minimum payment each
month, which, as a practical matter, means that you have to spend more than
$15 each month. Spending less than $15 won’t work because, in that case,
your minimum payment will be equal to your balance and you cannot pay more
than your outstanding balance. So a cardholder could presumably spend $20
on the card each month (though as little as $15.01 should work), and earn $
100. Needless to say, that’s a great return on $240 of spend. | d**j 发帖数: 5290 | | G******n 发帖数: 289 | 3 不是吧,你pay more than minimum不代表你的balance要大于minimum payment。虽然
closing balance小于14刀的时候minimum等于balance,但是你pay的比这个多就行了 |
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