s**n
发帖数: 425 | 1 This card has the reputation of getting card holder into financial review.
Be careful if you do not have document to backup your small biz or your
income.
My recommendation is
1. Go slow, don't try to reach $5k in 1 month. Even this is a charge card
without a limit, there is a limit for you to trigger the alarm. Go slower if
you person card limit with Amex is low.
2. Try not to have too many large charges in thousands of $$. Mix in a lot
small charges in tens or hundres.
3. Don't try to go crazy on VR @ CVS. Thousands of $$$ in CVS is hard to be
spined as biz expenses
4. Try to charge what will look like "biz expense" in the first several
billing cycle. Slide in one or two VR purchases in betwee.
Again, you can ignore this if you have things to support yourself to go
through the financial review. But if you do not, be careful. this is the
famous FR magnet. |
d**j
发帖数: 5290 | 2 关键还是看你自己的收入水平与消费能力吧。当初跳的10000刀的那张75k一个月慢慢刷
出来也没被amex问候，但认识有人那张卡刷了1000刀就被fr部门问候了。
别花太猛，与收入水平相符，及时还款就行了。那个check your spending limit有用
，但也不要全信。fr部门才不管你花的到没到cl呢。 |
d**j
发帖数: 5290 | 3 哦对了，还有就是别乱加副卡。根据别的论坛讨论的一些结果，这张卡加副卡引发fr的
概率相当大。 |
d********e
发帖数: 267 | |
p**********o
发帖数: 450 | |
g******g
发帖数: 498 | |
t*********r
发帖数: 2431 | 7 good advice
if
be
【在 s**n 的大作中提到】
: This card has the reputation of getting card holder into financial review.
: Be careful if you do not have document to backup your small biz or your
: income.
: My recommendation is
: 1. Go slow, don't try to reach $5k in 1 month. Even this is a charge card
: without a limit, there is a limit for you to trigger the alarm. Go slower if
: you person card limit with Amex is low.
: 2. Try not to have too many large charges in thousands of $$. Mix in a lot
: small charges in tens or hundres.
: 3. Don't try to go crazy on VR @ CVS. Thousands of $$$ in CVS is hard to be
|
A*****n
发帖数: 180 | 8 J-1呢？会不会有问题
【在 g******g 的大作中提到】
: F1不敢碰business卡
|
w*f
发帖数: 231 | 9 学生申了这个卡，是不是很容易financial review? financial review 是做什么？有
什么后果？
谢谢 |
t****d
发帖数: 3204 | |
y***o
发帖数: 1853 | 11 good to know, thanks
if
be
【在 s**n 的大作中提到】
: This card has the reputation of getting card holder into financial review.
: Be careful if you do not have document to backup your small biz or your
: income.
: My recommendation is
: 1. Go slow, don't try to reach $5k in 1 month. Even this is a charge card
: without a limit, there is a limit for you to trigger the alarm. Go slower if
: you person card limit with Amex is low.
: 2. Try not to have too many large charges in thousands of $$. Mix in a lot
: small charges in tens or hundres.
: 3. Don't try to go crazy on VR @ CVS. Thousands of $$$ in CVS is hard to be
|
