y*****y
发帖数: 413 | 1 刚申请了一张united explorer的卡，三个星期前，披了25k credit line，还有一张老
的freedom
昨天申请它的business card - ink plus，没有直接批。
今天打电话，说是declined，credit score大概760，是不是太低了，还是卡太多，还
是两张隔的太近？
问能不能reconsider，也说不行。 |
s*********t
发帖数: 16647 | 2 i guess it's either your current total CL with chase is already very high or
the interval is too short...
usually, business and personal approval decision is separate, but I am
assuming you used sole entity with your SSN to apply for this biz card?
【在 y*****y 的大作中提到】
: 刚申请了一张united explorer的卡，三个星期前，披了25k credit line，还有一张老
: 的freedom
: 昨天申请它的business card - ink plus，没有直接批。
: 今天打电话，说是declined，credit score大概760，是不是太低了，还是卡太多，还
: 是两张隔的太近？
: 问能不能reconsider，也说不行。
|
f********i
发帖数: 8412 | 3 有可能不是信用的原因，而是business的原因 |
y*****y
发帖数: 413 | 4 Yes, I do use sole entity with my SSN.
I do have a valid business with income. I actually applied EIN for my
business but I never used it. I got 1099s with my SSN.
When I called the back-door number, the rep said she cannot tell me why it
was declined.
or
【在 s*********t 的大作中提到】
: i guess it's either your current total CL with chase is already very high or
: the interval is too short...
: usually, business and personal approval decision is separate, but I am
: assuming you used sole entity with your SSN to apply for this biz card?
|
y*****y
发帖数: 413 | 5 今天收到信了，说是
Too many requests for credit or opened accounts with us
我就只有chase freedom和UA，总的credit 40k
这种情况还能做什么吗？any suggestion is appreciated
【在 y*****y 的大作中提到】
: Yes, I do use sole entity with my SSN.
: I do have a valid business with income. I actually applied EIN for my
: business but I never used it. I got 1099s with my SSN.
: When I called the back-door number, the rep said she cannot tell me why it
: was declined.
:
: or
|
h****s
发帖数: 16779 | 6 过半年再申。
【在 y*****y 的大作中提到】
: 今天收到信了，说是
: Too many requests for credit or opened accounts with us
: 我就只有chase freedom和UA，总的credit 40k
: 这种情况还能做什么吗？any suggestion is appreciated
|
u****d
发帖数: 2117 | 7 can you share the link for ink card?
what's the incentive?
thanks
【在 y*****y 的大作中提到】
: 刚申请了一张united explorer的卡，三个星期前，披了25k credit line，还有一张老
: 的freedom
: 昨天申请它的business card - ink plus，没有直接批。
: 今天打电话，说是declined，credit score大概760，是不是太低了，还是卡太多，还
: 是两张隔的太近？
: 问能不能reconsider，也说不行。
|
