b*******f 发帖数: 428 | 1 I have just tried several credit score service.
Experian: 730+ ($1 free trial)
Citi Monitor: 720+ ($4.99/month, update monthly)
Quizzle: 720+ (Free, update semi-year)
Credit Sesame: 740+ (Free, miss some inquires)
Equifax: (no free trial)
Citi Monitor: 700+
Myfico: 690+ (Free trial)
TransUnion: 770+ (Free trial)
Citi Monitor: 700+
Credit Karma: 770+ (Free, update daily?)
In summary:
1. Credit Sesame is the worst.
2. And there is no way to see lender fico scores through these services.
Most accurate fico scores is by myFico. But it only provide TransUnion and
Equifax customer fico scores. |
p*****y 发帖数: 1982 | 2 这个太专业了
【在 b*******f 的大作中提到】 : I have just tried several credit score service. : Experian: 730+ ($1 free trial) : Citi Monitor: 720+ ($4.99/month, update monthly) : Quizzle: 720+ (Free, update semi-year) : Credit Sesame: 740+ (Free, miss some inquires) : Equifax: (no free trial) : Citi Monitor: 700+ : Myfico: 690+ (Free trial) : TransUnion: 770+ (Free trial) : Citi Monitor: 700+
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m*****a 发帖数: 2609 | 3 赞总结!这个要填好多表格才能看到的。
【在 b*******f 的大作中提到】 : I have just tried several credit score service. : Experian: 730+ ($1 free trial) : Citi Monitor: 720+ ($4.99/month, update monthly) : Quizzle: 720+ (Free, update semi-year) : Credit Sesame: 740+ (Free, miss some inquires) : Equifax: (no free trial) : Citi Monitor: 700+ : Myfico: 690+ (Free trial) : TransUnion: 770+ (Free trial) : Citi Monitor: 700+
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p******1 发帖数: 244 | |
G*******l 发帖数: 2575 | 5 zan
creditkarma虚高这么多
【在 b*******f 的大作中提到】 : I have just tried several credit score service. : Experian: 730+ ($1 free trial) : Citi Monitor: 720+ ($4.99/month, update monthly) : Quizzle: 720+ (Free, update semi-year) : Credit Sesame: 740+ (Free, miss some inquires) : Equifax: (no free trial) : Citi Monitor: 700+ : Myfico: 690+ (Free trial) : TransUnion: 770+ (Free trial) : Citi Monitor: 700+
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m*****a 发帖数: 2609 | 6 这要看银行pull哪家吧,而且它们如果有自己的model(几乎是肯定的),这些分数也
就都仅有参考价值了。
【在 p******1 的大作中提到】 : 呵呵 : 只有FICO有用的
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d*****e 发帖数: 2489 | 7 不是虚高,最高是990,creditkarma和transunion的分数是一致的
我看过transunion free trial,和creditkarma的vantagescore一样
【在 G*******l 的大作中提到】 : zan : creditkarma虚高这么多
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w****n 发帖数: 918 | 8 额。。。原来是Vintage Score
不过仍然要赞下实验党!
【在 d*****e 的大作中提到】 : 不是虚高,最高是990,creditkarma和transunion的分数是一致的 : 我看过transunion free trial,和creditkarma的vantagescore一样
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p****x 发帖数: 4260 | 9 俺mortgage时查 TU 802. CK刚告诉我是780...
【在 b*******f 的大作中提到】 : I have just tried several credit score service. : Experian: 730+ ($1 free trial) : Citi Monitor: 720+ ($4.99/month, update monthly) : Quizzle: 720+ (Free, update semi-year) : Credit Sesame: 740+ (Free, miss some inquires) : Equifax: (no free trial) : Citi Monitor: 700+ : Myfico: 690+ (Free trial) : TransUnion: 770+ (Free trial) : Citi Monitor: 700+
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z****l 发帖数: 5282 | 10 买房啦?
cong~
【在 p****x 的大作中提到】 : 俺mortgage时查 TU 802. CK刚告诉我是780...
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p****x 发帖数: 4260 | 11 en :)
【在 z****l 的大作中提到】 : 买房啦? : cong~
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z****e 发帖数: 3256 | 12 恭喜恭喜~
【在 p****x 的大作中提到】 : en :)
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z****l 发帖数: 5282 | 13 抄底成功!
【在 p****x 的大作中提到】 : en :)
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p****x 发帖数: 4260 | 14 yeah :D
【在 z****l 的大作中提到】 : 抄底成功!
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p*****y 发帖数: 1982 | 15 排
【在 p****x 的大作中提到】 : yeah :D
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z*******i 发帖数: 2904 | 16 Quizzle 是哪家的啊 experian? |
C***k 发帖数: 1570 | 17 con
【在 z****l 的大作中提到】 : 买房啦? : cong~
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m*****a 发帖数: 2609 | 18 P大用实际经验介绍一下如何攒到800吧,我这几年最好也就是760左右就停滞不前了。
是因为只有信用卡没有Loan的问题?
【在 p****x 的大作中提到】 : yeah :D
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T*P 发帖数: 2697 | 19 恭喜恭喜!
en :)
【在 p****x 的大作中提到】 : en :)
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p******1 发帖数: 244 | 20 呵呵大部分银行和mortgage都看FICO
chase 的确不用FICO, 但chase更不用其他score.
【在 m*****a 的大作中提到】 : 这要看银行pull哪家吧,而且它们如果有自己的model(几乎是肯定的),这些分数也 : 就都仅有参考价值了。
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z********8 发帖数: 1023 | |
p******1 发帖数: 244 | 22 大概是,
用PLUS score的:CCT, freecreditreport, consumerinfo, Experian Credit Tracker
, Triple Alert, FreeCreditScore, CreditReport,USAA, CreditSecure, AlertPlus
用Vantage的,TU的truecredit, Zendough, CreditKarma
用transrisk的, creditkarma, Privacymatter, EIDT, freescore
用CreditXpert的,IdentityGuard,PrivacyGuard,IdentityMonitor,Privacy
Assist,IdentitySecure,Credit Inform,CreditKeeper,ITAC Sentinel,
ScoreSense
用equifax score的,EC, Debt Wise==
Quizzle用的是CE score, CreditSesame用的EX national equivalency Score |
d*****e 发帖数: 2489 | 23 mark
Tracker
AlertPlus
【在 p******1 的大作中提到】 : 大概是, : 用PLUS score的:CCT, freecreditreport, consumerinfo, Experian Credit Tracker : , Triple Alert, FreeCreditScore, CreditReport,USAA, CreditSecure, AlertPlus : 用Vantage的,TU的truecredit, Zendough, CreditKarma : 用transrisk的, creditkarma, Privacymatter, EIDT, freescore : 用CreditXpert的,IdentityGuard,PrivacyGuard,IdentityMonitor,Privacy : Assist,IdentitySecure,Credit Inform,CreditKeeper,ITAC Sentinel, : ScoreSense : 用equifax score的,EC, Debt Wise== : Quizzle用的是CE score, CreditSesame用的EX national equivalency Score
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h********g 发帖数: 461 | 24 equifax有free trail,而且可以看三家的分数
【在 b*******f 的大作中提到】 : I have just tried several credit score service. : Experian: 730+ ($1 free trial) : Citi Monitor: 720+ ($4.99/month, update monthly) : Quizzle: 720+ (Free, update semi-year) : Credit Sesame: 740+ (Free, miss some inquires) : Equifax: (no free trial) : Citi Monitor: 700+ : Myfico: 690+ (Free trial) : TransUnion: 770+ (Free trial) : Citi Monitor: 700+
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m******p 发帖数: 5393 | 25 mark
Tracker
AlertPlus
【在 p******1 的大作中提到】 : 大概是, : 用PLUS score的:CCT, freecreditreport, consumerinfo, Experian Credit Tracker : , Triple Alert, FreeCreditScore, CreditReport,USAA, CreditSecure, AlertPlus : 用Vantage的,TU的truecredit, Zendough, CreditKarma : 用transrisk的, creditkarma, Privacymatter, EIDT, freescore : 用CreditXpert的,IdentityGuard,PrivacyGuard,IdentityMonitor,Privacy : Assist,IdentitySecure,Credit Inform,CreditKeeper,ITAC Sentinel, : ScoreSense : 用equifax score的,EC, Debt Wise== : Quizzle用的是CE score, CreditSesame用的EX national equivalency Score
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m******y 发帖数: 175 | |
c******4 发帖数: 2207 | 27 不是和TU官方的一样么.. 一点不虚高啊
Sesame估计是更新太慢的缘故
【在 G*******l 的大作中提到】 : zan : creditkarma虚高这么多
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g****h 发帖数: 771 | |
b****n 发帖数: 2780 | 29 m
Tracker
AlertPlus
【在 p******1 的大作中提到】 : 大概是, : 用PLUS score的:CCT, freecreditreport, consumerinfo, Experian Credit Tracker : , Triple Alert, FreeCreditScore, CreditReport,USAA, CreditSecure, AlertPlus : 用Vantage的,TU的truecredit, Zendough, CreditKarma : 用transrisk的, creditkarma, Privacymatter, EIDT, freescore : 用CreditXpert的,IdentityGuard,PrivacyGuard,IdentityMonitor,Privacy : Assist,IdentitySecure,Credit Inform,CreditKeeper,ITAC Sentinel, : ScoreSense : 用equifax score的,EC, Debt Wise== : Quizzle用的是CE score, CreditSesame用的EX national equivalency Score
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d**a 发帖数: 255 | |
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y****i 发帖数: 17878 | 31 you have 49 different FICO scores
http://www.fatwallet.com/forums/finance/1215824/
【在 p******1 的大作中提到】 : 呵呵 : 只有FICO有用的
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