w******o
发帖数: 423 | 1 I'm new to USA on h1b. I'm trying to apply Credit card right now.
I'm not sure what's the usual way to pay for each month's bill. I'm
considering this because I need to choose correct bank for my Credit card.
I also will get loan for my new car, how to pay for that bill? |
g*****i
发帖数: 4457 | 2 你该先担心下你木有credit history能不能申到卡 拿到loan
任何银行的checking都可以还卡债车贷 可以repeating auto pay ur loan
从信用卡连接设置auto pay mini 或者full 当然也可以手动还 要你的acct no 跟银行
代码就行了 |
w******o
发帖数: 423 | 3 Thanks.
Car dealer says I can get a loan without a Credit card, is that true?
Another question, it wont be any fee while pay my bill across different bank
, right? |
g*****i
发帖数: 4457 | 4 credit history是指你的信用 你是不是在过去按时还钱 没有破产记录等 不是指信用
卡 当然一般来讲信用卡是大家开始积累信用的第一步 没有credit也有可能拿到车贷
像是你提供你的工资单 有担保等
换信用卡是免费的
bank
【在 w******o 的大作中提到】
: Thanks.
: Car dealer says I can get a loan without a Credit card, is that true?
: Another question, it wont be any fee while pay my bill across different bank
: , right?
|
w******o
发帖数: 423 | 5 Thanks....I think buying a car with loan is the quick way for credit history
, right?
how to send you BaoZi? I see this word all the time, just dont know how to
do... |
g*****i
发帖数: 4457 | 6 对 按时还车贷也能建立信用的 有这一项对credit有帮助
进去你个人主页 然后点金融中心 一目了然 你刚好一个包子+伪币... |
g*****y
发帖数: 2491 | 7 车行是为了卖车挣钱嘛，所以如果他觉得风险可以承受的话，一般条件下会给你贷款的
，只是利息稍微会高一点~ |
g**n
发帖数: 25142 | 8 刚到美国的H1B，很难立刻申到信用卡吧
去local credit union开checking账户，存钱进去，再申它家的cc，这样可能比较容易
一点 |
w******o
发帖数: 423 | 9 what is the average interest for a car? I'm going to take a look in dealer's
office.
Thanks. |
