k******d
发帖数: 1636 | 1 下面是收到citi信件
Thank you for your interest in a credit line increase. We are unable to
grant a credit line increase because your total credit obligations, which
include outstanding credit lines, are too high to meet our approval
guidelines, when compared to your stated income.
Our credit decision was based, in whole or in part, on information obtained
in a report from the consumer reporting agency listed below. You have a
right under the Fair Credit Reporting Act to know the information contained
in your credit file at the consumer reporting agency. The reporting agency
played no part in our decision and is unable to supply the specific reasons
why we have denied credit to you.
You also have the right to a free copy of your credit report from the
consumer reporting agency, if you request it no later than 60 days after you
receive this notice. In addition, if you find that any information
contained in the report you receive is inaccurate or incomplete, you have
the right to dispute the matter with the reporting agency.
Equifax Credit Information Service
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
If your credit report is not correct, we would be willing to reconsider your
request. However, for us to do this, please send a copy of your updated
credit report within 30 days. Be sure to include the account number listed
above. | y***m
发帖数: 7027 | 2 http://www.equifax.com/fcra
obtained
contained
reasons
【在 k******d 的大作中提到】
: 下面是收到citi信件
: Thank you for your interest in a credit line increase. We are unable to
: grant a credit line increase because your total credit obligations, which
: include outstanding credit lines, are too high to meet our approval
: guidelines, when compared to your stated income.
: Our credit decision was based, in whole or in part, on information obtained
: in a report from the consumer reporting agency listed below. You have a
: right under the Fair Credit Reporting Act to know the information contained
: in your credit file at the consumer reporting agency. The reporting agency
: played no part in our decision and is unable to supply the specific reasons
| i*****0
发帖数: 1113 | 3 No Credit score included. :(
【在 y***m 的大作中提到】
: http://www.equifax.com/fcra
:
: obtained
: contained
: reasons
| s**********g
发帖数: 14942 | 4 of coz no credit score...
why should they provide free credit score...
【在 i*****0 的大作中提到】
: No Credit score included. :(
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