k*******3
发帖数: 1909 | 1 现在credit card balance transfer是payoff high APR first还是lowAPR first？ | g*****i
发帖数: 4457 | 2 什么意思 你是问bt后又又消费 你的payment是付的bt的钱还是刚消费的钱吗
你付款还信用卡还的钱是按照你消费的顺序 譬如 你之前balance是1000，bt了2000，
只有又消费了3000，那么你还信用卡债的顺序就是1000-2000-3000
所以如果bt了比较大的金额 最好暂时不要再消费了 因为除非你全部还清 刚消费的那
些金额够你付利息付不少的 | y****i
发帖数: 17878 | 3 minimum payment first, then high APR balance, then low APR balance
【在 k*******3 的大作中提到】
: 现在credit card balance transfer是payoff high APR first还是lowAPR first？
| k*******3
发帖数: 1909 | 4 有点晕，这个回答和二楼的矛盾啊
【在 y****i 的大作中提到】
: minimum payment first, then high APR balance, then low APR balance
| m*******3
发帖数: 8 | 5 Suppose you owe $10,000 to your current credit card with:
a.) $5,000 at 3% and
b.) $5,000 at 9%.
Now, if you make a $7,000 balance transfer payment to the card. The OLD
system will get you the following balance:
a.) $0 at 3% and
b.) $3,000 at 9%.
The NEW system will get you to the following balance:
a.) $3,000 at 3% and
b.) $0 at 9%. |
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