s*****r
发帖数: 4016 | 1 有点类似之前的CCU，不过cap要高不少，大家觉得如何？
3.01% APY for up to $25,000
是FIDC担保的银行
nationwide
First National Bank in Ohio is offering a high-yield reward checking account
that can be opened online from any state. It's nice to have a new
nationwide reward checking account. Hopefully, it'll remain nationally
available. As we have seen many times in the last year, if there's too much
demand for the account, the bank will often reduce availability. One reason
they may see more demand than expected is that the current rate is tied with
Danversbank's reward checking rate which is the best nationally available
reward checking account.
Here are the rates and features of First National Bank's reward checking
account if certain monthly requirements are met (as of 4/22/2011):
* 3.01% APY for up to $25,000
* 0.75% APY for over $25,000
* 0.05% base rate if requirements are not met
* ATM fee refunds nationwide (up to $20 per month)
Monthly requirements include:
* 10 Visa debit card purchases
* 1 direct deposit or ACH debit
* E-statements
There are no monthly fees or minimum balance requirements regardless of
meeting the above requirements.
The bank also offers a reward savings account, but the rate isn't more than
what you can get at many internet banks. The rate is currently 1.00% APY for
balances up to $250K. According to the bank's reward savings page, you must
have the reward checking, but it appears you will earn the top rate on the
savings account even if you don't meet the reward checking monthly
requirements.
The online application link is located at the bank's reward checking page.
It's also listed for all zip codes at CheckingFinder.com. I just called the
bank this morning and confirmed it's available nationwide, but as I've
mentioned above, banks often change this.
First National Bank branches are located in several cities in Northeast Ohio.
It is a small bank, but it's not tiny. It has 14 branches, 113 employees and
$310 million in deposits. The bank has an overall health score at
DepositAccounts.com of 4 stars (out of 5) with a Texas Ratio of 13.00% (
above average) based on December 2010 data. Please refer to our financial
overview of First National Bank for more details. The bank has been a FDIC
member since 1934 (FDIC Certificate # 6667).
http://www.discoverfirstnational.com/personal/checking/reward-c |
t******d
发帖数: 1410 | 2 it seems nice. any comment? |
b********d
发帖数: 644 | |
j*******1
发帖数: 2045 | |
p****x
发帖数: 4260 | 5 哪儿呀.
【在 j*******1 的大作中提到】
: local 有4% 30K上限的飘过。
|
k***e
发帖数: 7933 | |
l***h
发帖数: 9308 | 7 有工夫路过houston的，别错过到integrity bank开个户，4% cap $25k。必须本人到银
行。
www.ibanktx.com/
另外一个houston的，Plus4 Credit Union，3.5% cap $25k，不过这个要本地人而且有
会员要求
【在 k***e 的大作中提到】
: 有福啊。
: 这个4%，只有15K上限
: http://www.sbtbanknow.com/personal/checking/sbt-reward-checking
|
s*****r
发帖数: 4016 | |
s*****r
发帖数: 4016 | 9 其实这个 3.01%APY有点类似danversbank，不过他家用的是master card。
而且最近有传闻说要被收购，可能不会继续保持这么高的APY了。 |
s*****r
发帖数: 4016 | |
k***e
发帖数: 7933 | |
s*****r
发帖数: 4016 | 12 多谢。。。可是似乎4%的就一家ccu可以nationwide。
第二个就只是local或者是ALS,west michigan chapter的donor才行。剩下的最高也就持平3.01%
【在 k***e 的大作中提到】
: 要national的到这里找
: http://www.depositaccounts.com/checking/reward-checking-account
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