n*******4 发帖数: 6402 | 1 What percent of your available credit are you using?
0-15% 不减分
16-29% -3
30-50% -13
51-64% -19
65+% -24
How many Hard Inquiries do you have?
0 不减分
1-2 -12
3-4 -12
5-6 -21
7+ -21
What is your number of open Installment Loans?
0 不减分
1-2 -6
3-4 -11
5+ -20
Have you declared a new bankruptcy?
If yes,-174
Do you have any delinquent accounts now?
If yes,-46
Do you have a mortgage?
If yes,+10
来自Experian 信用分估算网页 | m******p 发帖数: 5393 | 2 good to know【 在 newgame24 (niuyork soso 纽约收售) 的大作中提到: 】 | C******n 发帖数: 9204 | 3 其实要是想搞懂,集合几十号人,算个regression什么都能出来。。。
肯定是简单公式,竟然还能当商业秘密这么多年。 |
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