f**********8 发帖数: 2276 | 1 个人可以同时存401K,和IRA么?值得为了减税这样做么?
谢谢大家。 | s*****n 发帖数: 2174 | 2 是否可以同时存? yes. 401k可以存16500, IRA可存5000.
应该优先存哪个? depends, 这个和很多因素有关.
你现在收入怎么样?
你现在在哪个州?
近期是否有可预见的大额花费?
你对投资的知识了解多少?
你们公司的401k里面fund好坏? | y****i 发帖数: 17878 | 3 http://www.irs.gov/retirement/article/0,,id=111413,00.html#1
"Can an individual contribute to a traditional IRA if he or she has other
retirement plans?
Yes, individuals can contribute to a traditional IRA whether or not they are
covered by another retirement plan. However, they may not be able to deduct
all of their contributions if they or their spouses are covered by an
employer-sponsored retirement plan. [Note that contributions to a Roth IRA
are not deductible and income limits apply.] See
【在 s*****n 的大作中提到】 : 是否可以同时存? yes. 401k可以存16500, IRA可存5000. : 应该优先存哪个? depends, 这个和很多因素有关. : 你现在收入怎么样? : 你现在在哪个州? : 近期是否有可预见的大额花费? : 你对投资的知识了解多少? : 你们公司的401k里面fund好坏?
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