B***R
发帖数: 33 | 1 今天受到信说我的一张信用卡要开始收年费，credit line只有800， 想cancel掉，但
这张卡是我来买过后申请的第一张信用卡， 请教如果cancel的话会对我的信用记录有
多大影响？本人来美8年。多谢！ |
g********x
发帖数: 4671 | 2 You should never cancel your first credit card, that will shorten your
total credit history which will hurt your credit score badly.
Call them ask to
1. waive the fee.
2. convert to a different card with no annual fee.
3. cancel as your last resort. |
A********1
发帖数: 1268 | 3 THank you for the tips.
【在 g********x 的大作中提到】
: You should never cancel your first credit card, that will shorten your
: total credit history which will hurt your credit score badly.
: Call them ask to
: 1. waive the fee.
: 2. convert to a different card with no annual fee.
: 3. cancel as your last resort.
|
B***R
发帖数: 33 | 4 Thanks. :)
【在 g********x 的大作中提到】
: You should never cancel your first credit card, that will shorten your
: total credit history which will hurt your credit score badly.
: Call them ask to
: 1. waive the fee.
: 2. convert to a different card with no annual fee.
: 3. cancel as your last resort.
|
t***r
发帖数: 109 | 5 我的第一张，第二张都关了。也没见怎么影响我的信用。morgage company说我的
credit excellent, eligible for the best rate。 |
e******n
发帖数: 3435 | 6 都8年了怕啥，信用记录时间是一个影响因素，但都这么长时间了，没啥影响了，其他
卡又不会只有1，2年 |
