b****b
发帖数: 199 | 1 $120 is a big money for a prudent student family.
The best investment strategy is depending on your risk tolerability. In
general, stock market outperform any fixed investment over long run.
Especially the stock market is now recoverying from 3-year bear. It's very
likely you will have 10-12% return if you are willing to invest it for a
relatively long-term period (say, 5-10 years). Other investment strategy
include letting it manage it by professional money manager. Some dynamic
traders wit | b****b
发帖数: 199 | 2 The most important thing to buy stock is the timing. When you graduate, say
1-2 years from now, another surge of bear market may come. I think it's not a
bad time now. You don't have to choose individual stock to buy. You can just
buy good and free mutual funds. Over long run, stock market outperform any
type of investment (bonds, CD, and even house). So it's not bad to start your
investment now just opening a Scottrade account. You can learn the ABCs of
mutual funds by checking http://financ | b****b
发帖数: 199 | 3
Exactly right!
But another thing to pay attention to is that if there is a need for immediate
emergency use, say many students won't expect to get job soon after graduate,
then a bond investment can be considered.
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