individuls file chap 7 or 13. http://www.illinoislawyerfinder.com/publicinfo/bankruptcy.html
IS THERE MORE THAN ONE KIND OF BANKRUPTCY?
Yes, there are several types of bankruptcies. For individuals, the two main
types of bankruptcy filings are cases under Chapter 7 or Chapter 13 of the
Bankruptcy Code. Chapter 7 cases are also referred to as "liquidation" cases.
Chapter 13 cases are commonly referred to as "debt adjustment" or "wage
earner" cases. Individuals can also be eligible for Chapter 11