d*****u
发帖数: 17243 | 1 基本上中产阶级都没结余
"Sixty-four percent of Americans are living paycheck to paycheck as of
January 2022, the study found - a 3 percent increase from December 2021 and
a 12 percent increase from April 2021.
The survey found that among those earning more than $100,000, 48 percent
said they were living paycheck to paycheck, an increase from 42 percent in
December 2021. The number has increased since May 2021 when 39 percent of
six-figure earners said the same."
http://thehill.com/changing-america/resilience/smart-cities/596783-nearly-half-of-americans-making-100k-are-living |
m*******0
发帖数: 19 | 2 没有现金结余，买了股票加401K, 或放在房事里积累equaity。没毛病。呆瓜才剩钱在
银行账号里。
and
【在 d*****u 的大作中提到】
: 基本上中产阶级都没结余
: "Sixty-four percent of Americans are living paycheck to paycheck as of
: January 2022, the study found - a 3 percent increase from December 2021 and
: a 12 percent increase from April 2021.
: The survey found that among those earning more than $100,000, 48 percent
: said they were living paycheck to paycheck, an increase from 42 percent in
: December 2021. The number has increased since May 2021 when 39 percent of
: six-figure earners said the same."
: http://thehill.com/changing-america/resilience/smart-cities/596783-nearly-half-of-americans-making-100k-are-living
|
d*****u
发帖数: 17243 | 3 买股票不算paycheck to paycheck
401k这种定投可以算
【在 m*******0 的大作中提到】
: 没有现金结余，买了股票加401K, 或放在房事里积累equaity。没毛病。呆瓜才剩钱在
: 银行账号里。
:
: and
|
b********e
发帖数: 595 | 4 哈哈，五毛不好干了，就这么几个话题来回来去埋汰美国华人，给国内傻boy洗洗脑还
行，天天跑美帝网站上找抽。大家忙懒得搭理他们
：没有现金结余，买了股票加401K, 或放在房事里积累equaity。没毛病。呆瓜才剩钱在
：银行账号里。
：☆ 发自 Android 大灌 20.11.08
【在 m*******0 的大作中提到】
: 没有现金结余，买了股票加401K, 或放在房事里积累equaity。没毛病。呆瓜才剩钱在
: 银行账号里。
:
: and
|
d******r
发帖数: 16947 | 5 老美存钱干嘛
and
【在 d*****u 的大作中提到】
: 基本上中产阶级都没结余
: "Sixty-four percent of Americans are living paycheck to paycheck as of
: January 2022, the study found - a 3 percent increase from December 2021 and
: a 12 percent increase from April 2021.
: The survey found that among those earning more than $100,000, 48 percent
: said they were living paycheck to paycheck, an increase from 42 percent in
: December 2021. The number has increased since May 2021 when 39 percent of
: six-figure earners said the same."
: http://thehill.com/changing-america/resilience/smart-cities/596783-nearly-half-of-americans-making-100k-are-living
|
d*****u
发帖数: 17243 | 6 能说我是五毛的，必定是new cop没跑
钱在
【在 b********e 的大作中提到】
: 哈哈，五毛不好干了，就这么几个话题来回来去埋汰美国华人，给国内傻boy洗洗脑还
: 行，天天跑美帝网站上找抽。大家忙懒得搭理他们
:
: ：没有现金结余，买了股票加401K, 或放在房事里积累equaity。没毛病。呆瓜才剩钱在
: ：银行账号里。
: ：☆ 发自 Android 大灌 20.11.08
|
b********e
发帖数: 595 | 7 saving账户利息接近为0，sp500年化回报10%，连ibond债券最近半年都是7%的利息，说
明美国人第一会享受，第二说明没有人会投资，第三说明有些国内的人不了解国外金融
市场，还抱着存款余额数。 |
d*****u
发帖数: 17243 | 8 这是美国的新闻，不是中文新闻。
living paycheck to paycheck的定义是等着工资付账单，灵活投资不算。
【在 b********e 的大作中提到】
: saving账户利息接近为0，sp500年化回报10%，连ibond债券最近半年都是7%的利息，说
: 明美国人第一会享受，第二说明没有人会投资，第三说明有些国内的人不了解国外金融
: 市场，还抱着存款余额数。
|
b********e
发帖数: 595 | 9 低收入群体这么过有这么过的道理，没几个还留在非退休金账户里给自己找不痛快，各
种福利都不符合条件。除了自住房，自己的一辆车，有钱留退休金账户，或者都享受了
。中国那套攒钱进银行存款不适合美帝，给别人做嫁衣
：这是美国的新闻，不是中文新闻。
：living paycheck to paycheck的定义是等着工资付账单，灵活投资不算。
【在 d*****u 的大作中提到】
: 这是美国的新闻，不是中文新闻。
: living paycheck to paycheck的定义是等着工资付账单，灵活投资不算。
|
m***a
发帖数: 2262 | 10
and
这不很正常吗，现在的十万和十几年前的十万没法比
十万交完401K和房贷车贷，如果还有小孩，确实就是没有结余，除非小孩穷养
【在 d*****u 的大作中提到】
: 基本上中产阶级都没结余
: "Sixty-four percent of Americans are living paycheck to paycheck as of
: January 2022, the study found - a 3 percent increase from December 2021 and
: a 12 percent increase from April 2021.
: The survey found that among those earning more than $100,000, 48 percent
: said they were living paycheck to paycheck, an increase from 42 percent in
: December 2021. The number has increased since May 2021 when 39 percent of
: six-figure earners said the same."
: http://thehill.com/changing-america/resilience/smart-cities/596783-nearly-half-of-americans-making-100k-are-living
|
