f******d
发帖数: 294 | | z*******e
发帖数: 1 | 2 就是一个账本，记录全球用美元的转账信息。
【在 f******d 的大作中提到】
: 还有swift具体是啥？
| H***u
发帖数: 1091 | 3 While it is used to process transactions, it does not move or hold money and
securities. SWIFT uses standardized codes for instructions that enable
banks to process payments quickly.
It was founded in 1973. In 2021, the service was used by more than 11,000
financial institutions in more than 200 countries. It processes around 10
billion financial messages a year.
Who owns SWIFT?
SWIFT is owned by member banks. It is governed by a 25-member board of
directors. According to its website, it is overseen by the G10 central banks
— Belgium, Canada, France, Germany, Italy, Japan, the Netherlands, Great
Britain, the United States, Switzerland and Sweden — as well as the
European Central Bank.
How is it used?
The format is used by financial institutions to facilitate cross-border
payments.
For instance, if a company in France is buying a product from Russia, the
French company can transfer money from its French bank account to the
Russian company’s bank account by using the Russian company’s account
number and its SWIFT code.
The French company will then send a message via SWIFT to the Russian company
that the transfer of the money is incoming, and that it can access the
funds.
What happens if Russia is removed from SWIFT?
If Russia is removed from SWIFT, the country’s ability to do business with
other countries would be impacted. Shipments of metals, oil, gas and other
commodities could stop for at least some period of time.
“If Russia is disconnected from SWIFT, then we will not receive [foreign]
currency, but buyers, European countries in the first place, will not
receive our goods,” Nikolai Zhuravlev, vice speaker of Russia’s upper
house of parliament, said last month.
According to the Financial Times, the European Central Bank has warned
lenders that Russia may be suspended from SWIFT.
If Russia is suspended from SWIFT, the country would see a significant
economic disruption for a period of time, Elina Ribakova, an economist at
the Washington-based Institute for International Finance, told Radio Free
Europe.
The disruption could cause the Russian economy to contract and send the
country’s currency, the ruble, tumbling in the short term, Ribakova said.
A major disruption would likely be temporary, though, as Russia would have
some tools to combat a suspension.
What can Russia do about it?
Russia does have its own payment system, the System for Transfer of
Financial Messages (SPFS), but it is a much smaller operation than SWIFT.
SPFS has around 400 users and is responsible for about 20% of domestic
transfers, so being cut off from SWIFT would cause major financial problems
for the country.
Source: https://www.kiro7.com/news/trending/what-is-swift-what-happens-if-
russians-are-cut-off-it/HIUXX6HZK5DV7GPT77ETSI6XDY/
Edit: added source as requested. | j*f
发帖数: 1 | | L****y
发帖数: 757 | | p*******k
发帖数: 488 | 6 把俄罗斯踢出去也木用，因为俄罗斯被制裁很久了。以俄罗斯的经济现状，它有能源有
农产品有矿物出口有军事武器，只需要一般生活用品，就能活得很好，正好跟中国互补
，两国又是陆地接壤，火车运输很方便，就算不能用美元欧元，以货易货绝对没问题，
至少俄罗斯人不会陷入缺衣少食的地步。 | H***u
发帖数: 1091 | |
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