b******k
发帖数: 2321 | 1 目前就找了一家银行做preapproval,他们顺便提供了这个closing cost estimate,各位
老手觉得如何？他家给的rate也不错似乎 30yr fix, 3.5% 要是closing cost也靠谱我
们也不想再到处找了 呵呵
loan costs:
1> origination fee: $0
2> points: $0
3> appraisal fee: $360
4> credit report fee: $10
5> tax service fee: $87
6> application fee: $395
7> processing/underwriting fee: $595
8> third party courier: $35
9> flood certification: $11
10> settlement/closing fee: $800
11> title search: $180
12> lenders title insurance: 1368
13> owners title insurance: 1665 (银行说这个是卖主出)
14> recording/filing fee: 125.91
15> rebate: -370
这部分一共是3600多刀
escrow costs:
1> perdiem interst for 15 days: %575 (话说这部分如果最后用不了15天，多付的利
息怎么处理呢？)
2> hazard insurance premium: $1000 (这部分一定要买么？和homeowners'
insurance是一回事么？) |
|
