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Living版 - Baozi 什么情况下可以拿到no cost rate?
相关主题
也是贷款问题7/1 ARM 4.125% rate是不是太高了?
急问: 纽约买房closing的时候银行必须有律师吗?15年loan的rate
在线等 refinance,大家是否考虑20年的贷款?请教:关于房贷的rate和APR
求助:这个closing cost是不是很高?买房贷款和refinance的利率是一样的吗?
30-year fixed 3.5% loan 330kInvestment property ref利率
今天的rate这个rate可以锁了吗?
Rate locked for 45 day, is it a good deal?MORGAGE BROKER 是如何赚钱的
我怎么找不到no cost的mortgage有人今天lock rate吗
相关话题的讨论汇总
话题: baozi话题: cost话题: rate话题: ca话题: 300k
1 (共1页)
t***k
发帖数: 610
1
在NJ。
还有律师一般收费多少,900合理吗?
律师说closing fee要差不多8000-10000的样子,贷款30多万。
baozi谢。
r******d
发帖数: 1879
2
I am not in NJ but i am trying to answer the questions.
For loan amount 300K, you should be able to get no cost loan. the broker/
lender's rebate should be enough to cover the closing cost, at lest it is
the case in CA.
In CA, we use escrow which is similar as lawyer in your area. You can check
around for a few lawyers to get some quote and compare.
For loan amount 300K but with around 10K closing, it sounds little bit
higher. Do you have high property tax or impound account?

【在 t***k 的大作中提到】
: 在NJ。
: 还有律师一般收费多少,900合理吗?
: 律师说closing fee要差不多8000-10000的样子,贷款30多万。
: baozi谢。

t***k
发帖数: 610
3
谢了,包子已发
问下律师费900算正常的吗?

check

【在 r******d 的大作中提到】
: I am not in NJ but i am trying to answer the questions.
: For loan amount 300K, you should be able to get no cost loan. the broker/
: lender's rebate should be enough to cover the closing cost, at lest it is
: the case in CA.
: In CA, we use escrow which is similar as lawyer in your area. You can check
: around for a few lawyers to get some quote and compare.
: For loan amount 300K but with around 10K closing, it sounds little bit
: higher. Do you have high property tax or impound account?

p******y
发帖数: 3523
4
一般来说,purchase是没有no cost的,主要是看rate和银行收费了。有些银行可以
waive掉一些费用,有些borker拿到的rate有些credit,能cover部分或全部lender fee
的情况下,就有人兜售no cost purchase的概念。在purchase的case里,基本上都只是
cover部分lender fee。
900律师费如果是flat收费的话,不能说便宜,但是reasonable。
t***k
发帖数: 610
5
谢了,包子已发

fee

【在 p******y 的大作中提到】
: 一般来说,purchase是没有no cost的,主要是看rate和银行收费了。有些银行可以
: waive掉一些费用,有些borker拿到的rate有些credit,能cover部分或全部lender fee
: 的情况下,就有人兜售no cost purchase的概念。在purchase的case里,基本上都只是
: cover部分lender fee。
: 900律师费如果是flat收费的话,不能说便宜,但是reasonable。

1 (共1页)
相关主题
有人今天lock rate吗30-year fixed 3.5% loan 330k
closing cost vs. Rate今天的rate
broker 要求我们必须把HOME INSURANCE也一起放到ESCROW里?Rate locked for 45 day, is it a good deal?
Seller credit 能用来付impound prepaid interest/property tax吗?我怎么找不到no cost的mortgage
也是贷款问题7/1 ARM 4.125% rate是不是太高了?
急问: 纽约买房closing的时候银行必须有律师吗?15年loan的rate
在线等 refinance,大家是否考虑20年的贷款?请教:关于房贷的rate和APR
求助:这个closing cost是不是很高?买房贷款和refinance的利率是一样的吗?
相关话题的讨论汇总
话题: baozi话题: cost话题: rate话题: ca话题: 300k