g****y
发帖数: 30 | 1 30-year fixed, Loan amount: $500k, 20% downpay, excellent credit score. 我们
买的是Condo. 银行给了4% 加半个point的credit. 看到版上大家都能拿到4%以下, 我
这个是不是高了. 银行的解释是因为我的贷款额高(super conforming), 并且是condo,
所以高一点. 求建议. | b*d
发帖数: 9308 | 2 我觉得利率还是高了，你的情况应该可以拿到3.75%左右。
condo,
【在 g****y 的大作中提到】
: 30-year fixed, Loan amount: $500k, 20% downpay, excellent credit score. 我们
: 买的是Condo. 银行给了4% 加半个point的credit. 看到版上大家都能拿到4%以下, 我
: 这个是不是高了. 银行的解释是因为我的贷款额高(super conforming), 并且是condo,
: 所以高一点. 求建议.
| r******d
发帖数: 1879 | 3 I dont know other state. But if you are in CA, I just checked the rate for
you. YOu should be able to get 3.875% with 0.5 point back based on last
friday's rate for Condo, if your LTV80 and FICO 740+.
condo,
【在 g****y 的大作中提到】
: 30-year fixed, Loan amount: $500k, 20% downpay, excellent credit score. 我们
: 买的是Condo. 银行给了4% 加半个point的credit. 看到版上大家都能拿到4%以下, 我
: 这个是不是高了. 银行的解释是因为我的贷款额高(super conforming), 并且是condo,
: 所以高一点. 求建议.
| g****y
发帖数: 30 | 4 Thanks much. I locked the rate about 1 month ago and the rate has been
dropping. That's probably why. It doesn't seems too much off.
【在 r******d 的大作中提到】
: I dont know other state. But if you are in CA, I just checked the rate for
: you. YOu should be able to get 3.875% with 0.5 point back based on last
: friday's rate for Condo, if your LTV80 and FICO 740+.
:
: condo,
| b*d
发帖数: 9308 | 5 心态不错。
【在 g****y 的大作中提到】
: Thanks much. I locked the rate about 1 month ago and the rate has been
: dropping. That's probably why. It doesn't seems too much off.
|
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