y******l
发帖数: 900 | 1 20% down.
Closing cost about $4000.
3% rate locked today for 15 years.
Loan amount: $86000
Just to share. |
b*d
发帖数: 9308 | 2 不错。
【在 y******l 的大作中提到】
: 20% down.
: Closing cost about $4000.
: 3% rate locked today for 15 years.
: Loan amount: $86000
: Just to share.
|
w**********9
发帖数: 1098 | 3 400000 loan in Boston
$500 rebate
3.0% today for 15-year
781-879-4366 |
y******l
发帖数: 900 | 4 请教一下专家,annual Percentage Rate (APR) and Interest Rate 为什么会不一样呢
? 今天刚收到Truth-in-lending disclosure statement,发现interest rate= 3%, 但
那个APR是3.199%.
【在 b*d 的大作中提到】
: 不错。
|
b*d
发帖数: 9308 | 5 APR是把closing cost加到了rate上面计算出来的利率，所以APR通常都会比rate高一些。
【在 y******l 的大作中提到】
: 请教一下专家,annual Percentage Rate (APR) and Interest Rate 为什么会不一样呢
: ? 今天刚收到Truth-in-lending disclosure statement,发现interest rate= 3%, 但
: 那个APR是3.199%.
|
y******l
发帖数: 900 | 6 I see. Thank you so much.
些。
【在 b*d 的大作中提到】
: APR是把closing cost加到了rate上面计算出来的利率，所以APR通常都会比rate高一些。
|
s***a
发帖数: 299 | 7 How much does the loaner (bank) charge you ?
origination fee + underwriting fee + admin fee + etc ? thanks.
【在 y******l 的大作中提到】
: 20% down.
: Closing cost about $4000.
: 3% rate locked today for 15 years.
: Loan amount: $86000
: Just to share.
|
k******o
发帖数: 3328 | 8 Normally, lender fee + tax service + flood certification fee. Processing fee
is not charged by the lender at all.
【在 s***a 的大作中提到】
: How much does the loaner (bank) charge you ?
: origination fee + underwriting fee + admin fee + etc ? thanks.
|
O*********h
发帖数: 4674 | 9 很好了，我3.5还是求爷爷告奶奶办下来的，不过因为我没有信用记录，也认了 |
