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Living版 - Can I re-lock the rate after my credit score improved?
相关主题
买明年1月才交工的房子morgage的问题
Closing之前多久lock ratelock了refinance的rate,可以不做吗?
lock利率后多久能close?今天拿到的15yr fixed refinance rate 3.25%,0 cost, 怎样?
今天在利息上涨之前lock了很窝火,agent没经我同意就锁了利率,能换一家吗?
4% 5/1 ARM a good rate?现在加州的morgage rate长了吗?才能拿到3.75%?
today's rate利率是不是在贷款正式批准后才能锁定呢?
fl 的rate 这两天咋样?几个关于loan 的问题请教
rate lock了,如果有更低的rate贷款还在审,lock的rate马上过期了
相关话题的讨论汇总
话题: my话题: score话题: credit话题: rate话题: improved
进入Living版参与讨论
1 (共1页)
w*******e
发帖数: 285
1
Hi, gusy.
My credit score was a little bit under 700 because of a medical bill in the
past. I locked the re-fi rate several days ago and today my dispute
succeeded with and my score jumped to more than 760. My agent said I can not
use a new credit report unless the old one expired. Do you guys know if
there is any penalty for me to walk away now and choose another agent for re
-fi?
b**2
发帖数: 519
2
在做Refinance期间没有任何的obligation。

the
not
re

【在 w*******e 的大作中提到】
: Hi, gusy.
: My credit score was a little bit under 700 because of a medical bill in the
: past. I locked the re-fi rate several days ago and today my dispute
: succeeded with and my score jumped to more than 760. My agent said I can not
: use a new credit report unless the old one expired. Do you guys know if
: there is any penalty for me to walk away now and choose another agent for re
: -fi?

k******o
发帖数: 3328
3
I have similar but opposite case.
When this client started to refinance, his FICO score is >= 740, just before
loan document out, his FICO score drop < 740 due to applying for a new
credit card, penalty was applied automatically by the lender (i.e. rebate
from lender was reduced significantly)

the
not
re

【在 w*******e 的大作中提到】
: Hi, gusy.
: My credit score was a little bit under 700 because of a medical bill in the
: past. I locked the re-fi rate several days ago and today my dispute
: succeeded with and my score jumped to more than 760. My agent said I can not
: use a new credit report unless the old one expired. Do you guys know if
: there is any penalty for me to walk away now and choose another agent for re
: -fi?

1 (共1页)
进入Living版参与讨论
相关主题
贷款还在审,lock的rate马上过期了4% 5/1 ARM a good rate?
locked today @ 4.5%today's rate
lock rate之前不能用credit card???fl 的rate 这两天咋样?
今天,refinance15年4.375% -0.5pts,能锁吗rate lock了,如果有更低的rate
买明年1月才交工的房子morgage的问题
Closing之前多久lock ratelock了refinance的rate,可以不做吗?
lock利率后多久能close?今天拿到的15yr fixed refinance rate 3.25%,0 cost, 怎样?
今天在利息上涨之前lock了很窝火,agent没经我同意就锁了利率,能换一家吗?
相关话题的讨论汇总
话题: my话题: score话题: credit话题: rate话题: improved