w*******e 发帖数: 285 | 1 Hi, gusy.
My credit score was a little bit under 700 because of a medical bill in the
past. I locked the re-fi rate several days ago and today my dispute
succeeded with and my score jumped to more than 760. My agent said I can not
use a new credit report unless the old one expired. Do you guys know if
there is any penalty for me to walk away now and choose another agent for re
-fi? | b**2 发帖数: 519 | 2 在做Refinance期间没有任何的obligation。
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【在 w*******e 的大作中提到】 : Hi, gusy. : My credit score was a little bit under 700 because of a medical bill in the : past. I locked the re-fi rate several days ago and today my dispute : succeeded with and my score jumped to more than 760. My agent said I can not : use a new credit report unless the old one expired. Do you guys know if : there is any penalty for me to walk away now and choose another agent for re : -fi?
| k******o 发帖数: 3328 | 3 I have similar but opposite case.
When this client started to refinance, his FICO score is >= 740, just before
loan document out, his FICO score drop < 740 due to applying for a new
credit card, penalty was applied automatically by the lender (i.e. rebate
from lender was reduced significantly)
the
not
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【在 w*******e 的大作中提到】 : Hi, gusy. : My credit score was a little bit under 700 because of a medical bill in the : past. I locked the re-fi rate several days ago and today my dispute : succeeded with and my score jumped to more than 760. My agent said I can not : use a new credit report unless the old one expired. Do you guys know if : there is any penalty for me to walk away now and choose another agent for re : -fi?
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