r******e
发帖数: 289 | 1 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.250 3.500
Refinance Loan 4.875 4.375 3.750
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.875 4.375 4.000
Refinance Loan 5.000 4.500 4.125
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email or visit
my club
洛城房地产贷款(LA_Real_Estate_Mortgage)俱乐部
http://www.mitbbs.com/club_bbsdoc/LA_Real_Estate_Mortgage.html
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier ! | j***e
发帖数: 2428 | 2 你发的貌似总比别人发的高一点点
are
【在 r******e 的大作中提到】
: Conforming Loan (<=417k)
: Purpose of Loan 30 YR 15 YR 5/1
: Purchase Loan 4.750 4.250 3.500
: Refinance Loan 4.875 4.375 3.750
: The rates are based on criterion below and good for the time when they are
: quoted:
: Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
: There is no point, no fee for refinance but there is fee for purchase loan.
: Rate change is subject to loan amount, impound and other conditions.
: High Balance Loan (<=729k)
| r******e
发帖数: 289 | 3 Thank you for your careful tracking. Rates can go higher or lower a few
times a day. That is pretty true.
【在 j***e 的大作中提到】
: 你发的貌似总比别人发的高一点点
:
: are
| r******e
发帖数: 289 | 4 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.875 4.250 3.500
Refinance Loan 5.000 4.375 3.750
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 5.000 4.375 4.000
Refinance Loan 5.125 4.500 4.125
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email or visit
my club
洛城房地产贷款(LA_Real_Estate_Mortgage)俱乐部
http://www.mitbbs.com/club_bbsdoc/LA_Real_Estate_Mortgage.html
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier !
are
【在 r******e 的大作中提到】
: Conforming Loan (<=417k)
: Purpose of Loan 30 YR 15 YR 5/1
: Purchase Loan 4.750 4.250 3.500
: Refinance Loan 4.875 4.375 3.750
: The rates are based on criterion below and good for the time when they are
: quoted:
: Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
: There is no point, no fee for refinance but there is fee for purchase loan.
: Rate change is subject to loan amount, impound and other conditions.
: High Balance Loan (<=729k)
| s*****n
发帖数: 461 | 5 又漲了
are
【在 r******e 的大作中提到】
: Conforming Loan (<=417k)
: Purpose of Loan 30 YR 15 YR 5/1
: Purchase Loan 4.875 4.250 3.500
: Refinance Loan 5.000 4.375 3.750
: The rates are based on criterion below and good for the time when they are
: quoted:
: Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
: There is no point, no fee for refinance but there is fee for purchase loan.
: Rate change is subject to loan amount, impound and other conditions.
: High Balance Loan (<=729k)
| f******w
发帖数: 10267 | 6 lock了4.0 15 fixed，安心了，没准备住太长时间，上上下下差别不大。 | r******e
发帖数: 289 | 7 congratulation! which state do you live?
【在 f******w 的大作中提到】
: lock了4.0 15 fixed，安心了，没准备住太长时间，上上下下差别不大。
| f******w
发帖数: 10267 | 8 WA
【在 r******e 的大作中提到】
: congratulation! which state do you live?
| C********N
发帖数: 1263 | 9 Good post, if I have a house with a loan, is it possible to get another loan
? | r******e
发帖数: 289 | 10 yes, you can buy another house with a new loan. you should have money to
cover it though.
loan
【在 C********N 的大作中提到】
: Good post, if I have a house with a loan, is it possible to get another loan
: ?
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