r******e 发帖数: 289 | 1 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.250 3.500
Refinance Loan 4.875 4.375 3.625
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.875 4.375 3.625
Refinance Loan 5.000 4.500 3.750
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email or visit
my club
洛城房地产贷款(LA_Real_Estate_Mortgage)俱乐部
http://www.mitbbs.com/club_bbsdoc/LA_Real_Estate_Mortgage.html
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier ! | k*******g 发帖数: 2262 | 2 为什么你报告的rate比circlesquare报告的高一点呢?
are
【在 r******e 的大作中提到】 : Conforming Loan (<=417k) : Purpose of Loan 30 YR 15 YR 5/1 : Purchase Loan 4.750 4.250 3.500 : Refinance Loan 4.875 4.375 3.625 : The rates are based on criterion below and good for the time when they are : quoted: : Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence. : There is no point, no fee for refinance but there is fee for purchase loan. : Rate change is subject to loan amount, impound and other conditions. : High Balance Loan (<=729k)
| r******e 发帖数: 289 | 3 Thank you for asking! Below is my thoughts and hope it is helpful.
1) Every day, we post the best rate we can offer at the time when we post.
2) We have no comments on other posted rates.
3) It is necessary for consumers to do the homework ( call the agents,
follow the upcoming economic news, get alternative quotes, etc.) and make a
decision based on all the collected information and personal life experience
.
【在 k*******g 的大作中提到】 : 为什么你报告的rate比circlesquare报告的高一点呢? : : are
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