a******e
发帖数: 36306 | 1 我上次没修完的房子，很快就有买家接着了，加了好些upgrade，结果builder杯具了，
因为那个家伙貌似贷款贷不到，然后房子又出来接着卖了。。。 |
n*********e
发帖数: 25274 | 2 今天全国数据:
MBA Weekly Mortgage Applications actual -14.4%; previous +5.8%
New Housing Starts actual -11.7%; previous +0.3%; expected -1.6%
奇差无比啊. |
a******e
发帖数: 36306 | 3 解释一下这些数据？
【在 n*********e 的大作中提到】
: 今天全国数据:
: MBA Weekly Mortgage Applications actual -14.4%; previous +5.8%
: New Housing Starts actual -11.7%; previous +0.3%; expected -1.6%
: 奇差无比啊.
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p********a
发帖数: 5352 | 4 老美穷啊，很多都是做WAITER的也买房子
【在 a******e 的大作中提到】
: 我上次没修完的房子，很快就有买家接着了，加了好些upgrade，结果builder杯具了，
: 因为那个家伙貌似贷款贷不到，然后房子又出来接着卖了。。。
|
a******e
发帖数: 36306 | 5 那做waiter的也搞那么多牛upgrade。。。。我看我原来的agent给我发信列了一些，说
可能还有，就光那些就不少银子了。。。不过我是发现老美很舍得在一些无关紧要但是
增加美观的地方下血本。
【在 p********a 的大作中提到】
: 老美穷啊，很多都是做WAITER的也买房子
|
n*********e
发帖数: 25274 | 6 1) Purchase activity, after two prior weeks of strength, slowed in the
November 12 week, down 5.0 percent according to the Mortgage Bankers
Association. Refinance activity fell 16.5 percent. MBA blamed the drops,
especially for refinancing, to a surge in rates including an 18 basis point
jump for 30-year loans to an average 4.46 percent.
The Mortgage Bankers' Association compiles various mortgage loan indexes.
The purchase applications index measures applications at mortgage lenders.
This is a leading indicator for single-family home sales and housing
construction
２）Homebuilders appear to be more pessimistic about the housing sector as
housing starts dropped significantly in October. Housing starts in October
fell 11.7 percent, following a downwardly revised 4.2 percent decline the
month before (previously up 0.3 percent). The October annualized pace of 0.
519 million units was notably lower than analysts' forecast for 0.590
million units and is down 1.9 percent on a year-ago basis. The dip in
October was led by a monthly 43.5 percent plunge in multifamily starts,
following a 19.2 percent decrease in September. The single-family component
slipped 1.1 percent after edging up 2.1 percent the prior month.
By region, the decrease in starts was led by a 30.5 percent drop in the West
with the South down 13.4 percent. The Northeast and Midwest posted gains of
12.9 percent and 1.0 percent, respectively.
But looking ahead, the outlook is not so negative but is still soft. Permits
edged up in October, rising 0.2 percent after declining 4.2 percent in
September. Overall permits came in at an annualized rate of 0.550 million
units and are down 4.5 percent on a year-ago basis. The rebound was led by
the single family component which was up 0.5 percent while multifamily
permits eased 0.7 percent.
Due to continued concern over excessive supply and potential additions from
pending foreclosures, homebuilders remain extremely cautious about new
construction with starts remaining new record lows.
【在 a******e 的大作中提到】
: 解释一下这些数据？
|
a******e
发帖数: 36306 | 7 好像是哦，我觉得现在各个好区都有价格相对低的foreclosure出来，而且新一点的
foreclosure其实硬件配置都比较高，对附近的regular resale和new built的冲击都比
较大，虽然买家最后未必会买那个foreclosure。
point
【在 n*********e 的大作中提到】
: 1) Purchase activity, after two prior weeks of strength, slowed in the
: November 12 week, down 5.0 percent according to the Mortgage Bankers
: Association. Refinance activity fell 16.5 percent. MBA blamed the drops,
: especially for refinancing, to a surge in rates including an 18 basis point
: jump for 30-year loans to an average 4.46 percent.
: The Mortgage Bankers' Association compiles various mortgage loan indexes.
: The purchase applications index measures applications at mortgage lenders.
: This is a leading indicator for single-family home sales and housing
: construction
: ２）Homebuilders appear to be more pessimistic about the housing sector as
|
n*********e
发帖数: 25274 | 8 不解决失业率高的问题,华人再多,冲过来现金买房的势头能维持多久？
【在 a******e 的大作中提到】
: 好像是哦，我觉得现在各个好区都有价格相对低的foreclosure出来，而且新一点的
: foreclosure其实硬件配置都比较高，对附近的regular resale和new built的冲击都比
: 较大，虽然买家最后未必会买那个foreclosure。
:
: point
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b*d
发帖数: 9308 | 9 很多老美的Credit很烂,根本就贷不到款.
【在 a******e 的大作中提到】
: 我上次没修完的房子，很快就有买家接着了，加了好些upgrade，结果builder杯具了，
: 因为那个家伙貌似贷款贷不到，然后房子又出来接着卖了。。。
|
a******e
发帖数: 36306 | 10 还有三哥啊
【在 n*********e 的大作中提到】
: 不解决失业率高的问题,华人再多,冲过来现金买房的势头能维持多久？
|
a******e
发帖数: 36306 | 11 那这种跑出来不是瞎折腾人么。。。那个房子当时就是另一家老美拿不到builder
lender的
approval把lot让出来的。。。
【在 b*d 的大作中提到】
: 很多老美的Credit很烂,根本就贷不到款.
|
d******n
发帖数: 2712 | 12 老美信用不好，特别是手上没钱，有次我看到了一个bank statement，上面就一块两毛
几。。。这样，怎么贷款呢。 |
a******e
发帖数: 36306 | 13 ft, 这样的也敢跑过来被白白的hard pull一下？
【在 d******n 的大作中提到】
: 老美信用不好，特别是手上没钱，有次我看到了一个bank statement，上面就一块两毛
: 几。。。这样，怎么贷款呢。
|
