Refinance second home，Bank of America的online agent给做的。搞了两个多月了，
眼看要close了，结果今天收到这样一封信。
An issue came up with the mortgage tax for Maryland, which cannot be waived
on the refinance of a second home. We only discovered this when we got the
title report from the closing agent in MD last week. The mortgage tax that
must be charged on your loan is $4374.90. The loan was originally quoted
with mortgage tax of $1150.
23万的loan，2个月前给的closing worksheet里面有个$1150的city or county tax
stamp.
GOVERNMENT RECORDIN
