t********y
发帖数: 1806 | 1 1。Refinance有什么限制吗？我是今年初买的房子。还得重做appraisal吧？
2。refinance 必须找现在的mortgage bank吗？
3。refinance 能拿到和purchase一样的rate吗？
4。refinance 的费用一般是多少？
暂时就想到这些。 | g*****9
发帖数: 4125 | 2
Depending on the bank, most of them no 限制, 重做appraisal also depend on
the bank, some will honor if less than 6 month, some ask for a new one even
after 1 month.
No, any bank.
Yes and no, depending on the bank, usually a little higher, but some bank
same.
A few thousand depending on the value of your home/loan and what state you
are in.
But you can get it at no cost to you if you go with slightly higher rate.
Or you can roll the cost into your new loan.
【在 t********y 的大作中提到】
: 1。Refinance有什么限制吗？我是今年初买的房子。还得重做appraisal吧？
: 2。refinance 必须找现在的mortgage bank吗？
: 3。refinance 能拿到和purchase一样的rate吗？
: 4。refinance 的费用一般是多少？
: 暂时就想到这些。
| t********y
发帖数: 1806 | 3 Thanks a lot! baozi sent.
even
【在 g*****9 的大作中提到】
:
: Depending on the bank, most of them no 限制, 重做appraisal also depend on
: the bank, some will honor if less than 6 month, some ask for a new one even
: after 1 month.
: No, any bank.
: Yes and no, depending on the bank, usually a little higher, but some bank
: same.
: A few thousand depending on the value of your home/loan and what state you
: are in.
: But you can get it at no cost to you if you go with slightly higher rate.
| g********n
发帖数: 178 | 4
没限制，你这年初到现在过了6月了。应该要吧
不是
不能
看你的LOAN AMOUNT和贷款年限等等
【在 t********y 的大作中提到】
: 1。Refinance有什么限制吗？我是今年初买的房子。还得重做appraisal吧？
: 2。refinance 必须找现在的mortgage bank吗？
: 3。refinance 能拿到和purchase一样的rate吗？
: 4。refinance 的费用一般是多少？
: 暂时就想到这些。
| w******i
发帖数: 1899 | 5 depend on bank. Most is no. Some have 4 month.
No
almost same sometime.
you can ask them no cost no fee(include appraisal) |
|
