由买买提看人间百态

boards

本页内容为未名空间相应帖子的节选和存档,一周内的贴子最多显示50字,超过一周显示500字 访问原贴
Living版 - HOA找我们要前房主欠的钱,怎么办?
相关主题
买完房子,却不敢肯定现在是房主了?买foreclosure的房closing的3个问题,对方提供title insurance,还需要律师吗?
关于title公司和escrow公司一问买过FORCLOSURE的同学们
Purchase agreement里pay escrow fee填50%/50%是不是比较好?请教short sale
Seller counter offer时加的条件合理吗@ @急问:银行贷款问题
一些update 关于我的case, 希望对大家有用。escrow 的 头款问题
求助 --- 这种情况找谁去?short sale被escrow charge cancellation fee,怎么办?
现在退出能把押金拿回来吗?求助:Escrow 阻止Funding
能自己买Title Insurance吗?大家买房,有没有找LIST AGENT代理的?
相关话题的讨论汇总
话题: hoa话题: title话题: insurance话题: company话题: premium
进入Living版参与讨论
1 (共1页)
w*****w
发帖数: 884
1
前房主过去几年都没交HOA FEE,一共1200。我们刚买这个房子三个月,是SFH,HOA
FEE 每年400。当初CLOSE 的时候,ESCROW 说卖主没有提供任何关于HOA 的信息,他们
也不能LOCATE THE HOA,然后就让我们CLOSE 了。我们的PURCHASE AGREEMENT里有写卖
主负责以前的费用。我们刚CLOSE的时候,HOA曾联系我们,才知道欠钱的事。问了
ESCROW,他们的意思这是SELLER和HOA之间的事,我们不用管。我们就让HOA 直接和
SELLER要钱,现在估计是要不到了,HOA又说我们作为CURRENT OWNER,要付这笔钱。我
们觉得怎么也不该我们来付,现在应该怎么办才能让HOA不来烦我们呢?不理HOA,还是
和让他们和ESCROW联系再说?
v********d
发帖数: 618
2
Did you buy the premium title insurance? If you did, then refer the HOA to
the title insurance company.
If you did not buy the title insurance, then the title company is liable.
The title company must contact the HOA to clear the dues before this deal
can be closed. This is why you need to pay title search and title
examination. Sometimes, the title company can say that because it is not a
recorded lien so it is not responsible for this lien. At least, this is not
professional.
so, talk with you
w*****w
发帖数: 884
3
买了title insurance。我把HOA的信转给title insurance company了,看他们这次怎
么说吧。
v********d
发帖数: 618
4
Also depending on if you bought the basic or premium title insurance. If
basic, then the title insurance company will not pay for you as this is not
a recorded lien. If premium, then the title insurance will have to pay for
you.

【在 w*****w 的大作中提到】
: 买了title insurance。我把HOA的信转给title insurance company了,看他们这次怎
: 么说吧。

w*****w
发帖数: 884
5
这个倒不清楚,怎么看是basic还是premium呢?当初买title insurance的时候,按
title insurance company的要求,我们付了300多买的lender's policy,seller付
了600多买的owner's policy,这个是不是就是premium?

not

【在 v********d 的大作中提到】
: Also depending on if you bought the basic or premium title insurance. If
: basic, then the title insurance company will not pay for you as this is not
: a recorded lien. If premium, then the title insurance will have to pay for
: you.

v********d
发帖数: 618
6
Depending on the price of your house. Call your title insurance company and
ask.
Basic title insurance doesn't cover much at all. This is why I always
recommend my clients to buy premium title insurance, especially in short
sale or REO situation.

【在 w*****w 的大作中提到】
: 这个倒不清楚,怎么看是basic还是premium呢?当初买title insurance的时候,按
: title insurance company的要求,我们付了300多买的lender's policy,seller付
: 了600多买的owner's policy,这个是不是就是premium?
:
: not

w*****w
发帖数: 884
7
多谢!我再找title insurance company问问。

and

【在 v********d 的大作中提到】
: Depending on the price of your house. Call your title insurance company and
: ask.
: Basic title insurance doesn't cover much at all. This is why I always
: recommend my clients to buy premium title insurance, especially in short
: sale or REO situation.

1 (共1页)
进入Living版参与讨论
相关主题
大家买房,有没有找LIST AGENT代理的?一些update 关于我的case, 希望对大家有用。
刚开始看投资房,麻烦帮忙看看这几个??谢谢求助 --- 这种情况找谁去?
买BANK OWNED的房子, VENT 一下现在退出能把押金拿回来吗?
那个8000块延期到9月份的bill还有希望么?能自己买Title Insurance吗?
买完房子,却不敢肯定现在是房主了?买foreclosure的房closing的3个问题,对方提供title insurance,还需要律师吗?
关于title公司和escrow公司一问买过FORCLOSURE的同学们
Purchase agreement里pay escrow fee填50%/50%是不是比较好?请教short sale
Seller counter offer时加的条件合理吗@ @急问:银行贷款问题
相关话题的讨论汇总
话题: hoa话题: title话题: insurance话题: company话题: premium