a****n
发帖数: 3082 | 1 5/1 ARM rate 3.75 borrow $179900
origination charge 2419.2
Appraisal fee 409.00
Title Services and lender's title insurance 1164.00
owner's title insurance 173.75
flood life of loan 19.00
tax service fee 80.00
pest inspection fee 150.00
government recording charges 124.00
transfer taxes 1038.72
Initial deposit for your escrow account 681.27
daily interest charges (3 days) 60.99
Homeowner's insurance 710
Total 7029.93
感觉closing cost有点高，哪些地方可以砍点下来呢？另外Initial deposit for your
escrow account 681.27 |
s**********d
发帖数: 36899 | |
b********3
发帖数: 994 | 3 leave it alone and move on... too expensive |
e*******3
发帖数: 197 | 4 楼住是在哪里啊？我们也问了wells fargo, 但是没有问5arm的 |
a****n
发帖数: 3082 | 5 TN
【在 e*******3 的大作中提到】
: 楼住是在哪里啊？我们也问了wells fargo, 但是没有问5arm的
|
a****n
发帖数: 3082 | 6 30 year fixed should be same as 5/1 arm, what is your closing cost?
【在 e*******3 的大作中提到】
: 楼住是在哪里啊？我们也问了wells fargo, 但是没有问5arm的
|
P********6
发帖数: 709 | 7 我的是:
15-year fixed rate 4.25 borrow $299900
origination charge 1299.2
Appraisal fee 509.00
Title Services and lender's title insurance 2700.00
owner's title insurance 260.75
flood life of loan 99.00
tax service fee 160.00
government recording charges 340.00
transfer taxes 5345.8
Initial deposit for your escrow account 1700
daily interest charges (3 days) 140
Homeowner's insurance 500 |
z**********i
发帖数: 12276 | 8 这个是合理的吗?
15-year fixed rate 4.25 borrow $299900
origination charge 1299.2
Appraisal fee 509.00
Title Services and lender's title insurance 2700.00
owner's title insurance 260.75
flood life of loan 99.00
tax service fee 160.00
government recording charges 340.00
transfer taxes 5345.8
Initial deposit for your escrow account 1700
daily interest charges (3 days) 140
Homeowner's insurance 500 |
y******0
发帖数: 616 | 9 The transfer tax should be paid by the seller, not by the buyer. |
