o****n
发帖数: 9475 | |
s**********d
发帖数: 36899 | |
o****n
发帖数: 9475 | 3 loan agent lock的利率是4.875，不过是取决于信用分，如果分低于740，将会是5％
收到银行的信，APR4.9％几，这个rate是多少？
【在 s**********d 的大作中提到】
: rate。apr是骗人用的，不要看。
|
s**********d
发帖数: 36899 | 4
他写rate多少就是多少。不是让你从APR算得。
【在 o****n 的大作中提到】
: loan agent lock的利率是4.875，不过是取决于信用分，如果分低于740，将会是5％
: 收到银行的信，APR4.9％几，这个rate是多少？
|
o****n
发帖数: 9475 | 5 银行给的是APR，不是rate
【在 s**********d 的大作中提到】
:
: 他写rate多少就是多少。不是让你从APR算得。
|
y**i
发帖数: 1471 | |
g*****g
发帖数: 3623 | |
s**m
发帖数: 1564 | 8 apr reflect how much upfront cost you pay on top of the loan amount. so the
lower apr is the better your loan is. this is for fixed term loan. apr for
arm is meaningless 'coz it is calculated based on assumption of future rate. |
N****E
发帖数: 1474 | 9 APR allows you to evaluate the cost of the loan in terms of a percentage. If
your loan has a 10% rate, you’ll pay $10 per $100 you borrow annually. All
other things being equal, you simply want the loan with the lowest APR.
APR Limitations
Unfortunately, all other things are not equal. APR can include more than
just the interest cost of a loan. On a mortgage, APR might include Private
Mortgage Insurance, processing fees, and discount points. There are other
fees and charges that may or may not b |
