a********e
发帖数: 5779 | 1 看中了一个short sale 等了几个月list agent说快approve了。当时bank要finacial
pre-
approve结果找了list agent提供的一个lender。现在她催着我们submit许多有关材料
。我们觉得
她的fee有点太高，相等bank approve 之后换lender（她也只是帮助我们ran了一下
credit
checking)。结果她威胁说如果不用他作lender,bank会重新考虑这个合同。她说的有道
理吗？多谢 |
t**s
发帖数: 1393 | 2 结果她威胁说如果不用他作lender,bank会重新考虑这个合同？应该不会吧，但是你得
考虑你的时间是不是来得及。 |
q********n
发帖数: 3248 | 3 能透露以下你等了几个月嘛？我刚刚签了ａｇｒｅｅｍｅｎｔ，也是ａｇｅｎｔ推荐
的，呵呵。 |
a********e
发帖数: 5779 | 4 so far, the loan has not been approved yet, so I think the time should be
ok. The only thing I am concern is if Bank will re-open this case due to
change lender.....
【在 t**s 的大作中提到】
: 结果她威胁说如果不用他作lender,bank会重新考虑这个合同？应该不会吧，但是你得
: 考虑你的时间是不是来得及。
|
a********e
发帖数: 5779 | 5 almost two months since the sales price close to the balance that seller
owe.
【在 q********n 的大作中提到】
: 能透露以下你等了几个月嘛？我刚刚签了ａｇｒｅｅｍｅｎｔ，也是ａｇｅｎｔ推荐
: 的，呵呵。
|
a********e
发帖数: 5779 | 6 Anybody has any idea? thanks.
【在 a********e 的大作中提到】
: 看中了一个short sale 等了几个月list agent说快approve了。当时bank要finacial
: pre-
: approve结果找了list agent提供的一个lender。现在她催着我们submit许多有关材料
: 。我们觉得
: 她的fee有点太高，相等bank approve 之后换lender（她也只是帮助我们ran了一下
: credit
: checking)。结果她威胁说如果不用他作lender,bank会重新考虑这个合同。她说的有道
: 理吗？多谢
|
B********s
发帖数: 311 | 7 Listing agent is a middle person between you and seller (and seller's banks)
. she cannot make any decision on behalf on seller or seller's banks. I
think you have every right to change lender as long as you are able to close
on time.
we did pre-approval with wells fargo, and if we get a house, we will find a
lender with low rate, it doesn't have to be wells fargo. The wells fargo guy
who ran our credit report said he would appreciate our business if we find
a house, but it's not an obligation. |
b********3
发帖数: 994 | |
u********y
发帖数: 145 | 9 Same thing happened to me too. I was buying a foreclosed house and pre-
approved by Manga Bank, which was recommended by my agent ( I was told later
that Crye-Leike owns Manga Bank). She threatened me in the same way: you
gonna lose the house if you switch.
The determining factor is if changing bank, can you get the load approved
before the closing date? If yes go for it. That is what my lawyer told me. I
hesitated and lost sometime so I ended up staying with Manga Bank. And I
never talked to m |
