d********9
发帖数: 7 | 1 Selected Loan Product
Interest Rate Points % Lender Fees APR Loan Amount
5-Year ARM 3.875 0.875 $1,075.00 3.684% $211,000.00
Estimated Closing Cost
Lender Fees 5-Year ARM
Points(0.875 * 211000.0) $1,846.25
Lender Fee $1,075.00
Total Estimated Lender Fees $2,921.25
Payment Details
Principal & Interest (monthly) $992.2
Est. Homeowner's Insurance (monthly) $87.917
Est. Mortgage Insurance (if applicable) $0
Est. Taxes (monthl | b****t
发帖数: 33 | 2 seems too high. I'm offered same rates with no points, and
lower costs. But maybe your state different. I'm in NJ | b********3
发帖数: 994 | 3 只要有point，尽量不要碰。
另外，我建议大家，不要直接找大银行，想Wells Fargo, BOA, 多找找local的lender
和broker，毕竟从他们那里，啥都可以谈的。大银行有点店大欺客的意思。 | d********9
发帖数: 7 | | c********h
发帖数: 7827 | 5 since rate is at the lowest, u can look into 30 year fixed, unless u plan to
repay early. |
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