p*********l
发帖数: 30 | 1 What insurance do I need for a single family home? How do I know if the
insurance progam fits what I need? Any tips to shop it around? Thankn you. |
s******8
发帖数: 4192 | 2 Your lender should tell you everything.
Normally, you just ask around for the quotes. Then forward these quotes to
your lender. Your lender will tell you if any of these needs adjustment.
Then you select one based on the final quotes. |
b********3
发帖数: 994 | 3 一般来说，你找到一个保险公司，他们会先问问房子在哪个地方，你的情况，再做一个
inspection之后，就会给你一个quote，这个value根据要求可以刚刚cover房子的value
，也可以仅仅cover房子贷款的额度。Hazard insurance是最低要求，就像汽车的第三
者责任险。
可以多quote几家，有时候，如果你问你车贷的保险公司，他们可能会提供折扣。 |
p*********l
发帖数: 30 | |
d***y
发帖数: 36 | 5 When you guys shopping around for insurance,
do you care the rating of the insurance company.
I got quoto from two agents (both are Chinese).
The annual premiums are so different. |
f****l
发帖数: 8042 | 6 一般都在600-700之间，你的多少？
【在 d***y 的大作中提到】
: When you guys shopping around for insurance,
: do you care the rating of the insurance company.
: I got quoto from two agents (both are Chinese).
: The annual premiums are so different.
|
d***y
发帖数: 36 | 7 one gave me $720 (just house)
the other gave me $500, both house and car.
【在 f****l 的大作中提到】
: 一般都在600-700之间，你的多少？
|
s******8
发帖数: 4192 | 8 If $500 is only for house when you buy house and car from same one, that's
normal.
There's a huge discount if you have both insurance with same company.
【在 d***y 的大作中提到】
: one gave me $720 (just house)
: the other gave me $500, both house and car.
|
