s********a
发帖数: 2796 | 1 FUND OBJECTIVE FEE
Vanguard Total Bond Market ETF US ETF Intermediate-Term Bond
0.08%
iShares iBoxx $ High Yield Corporate Bd US ETF High Yield Bond 0.50%
Vanguard Mega Cap Growth Index ETF US ETF Large Growth 0.11%
Vanguard Mega Cap Value Index ETF US ETF Large Value 0.11%
PIMCO Money Market 0.08%
SPDR Dow Jones Global Real Estate US ETF Global Real Estate 0.50%
PIMCO 1-5 Year US TIPS Index ETF US ETF Inflation-Protected Bond
0.20%
Vanguard Small Cap ETF US ETF Small Blend 0.09%
Vanguard FTSE Developed Markets ETF US ETF Foreign Large Blend 0.
09%
Vanguard Total Stock Market ETF US ETF Large Blend 0.05%
Vanguard Emerging Markets Stock Idx ETF US ETF Diversified Emerging
Mkts 0.15% |
s********a
发帖数: 2796 | 2 大虾能帮忙指导下不？
50%
Bond
【在 s********a 的大作中提到】
: FUND OBJECTIVE FEE
: Vanguard Total Bond Market ETF US ETF Intermediate-Term Bond
: 0.08%
: iShares iBoxx $ High Yield Corporate Bd US ETF High Yield Bond 0.50%
: Vanguard Mega Cap Growth Index ETF US ETF Large Growth 0.11%
: Vanguard Mega Cap Value Index ETF US ETF Large Value 0.11%
: PIMCO Money Market 0.08%
: SPDR Dow Jones Global Real Estate US ETF Global Real Estate 0.50%
: PIMCO 1-5 Year US TIPS Index ETF US ETF Inflation-Protected Bond
: 0.20%
|
h****g
发帖数: 259 | 3 Assuming you are 40 or younger, use the following and add 1% bond every year
30% Vanguard Total Stock Market ETF
10% Vanguard Small Cap ETF
20% Vanguard FTSE Developed Markets ETF
20% Vanguard Emerging Markets Stock Idx ETF
20% Vanguard Total Bond Market ETF
Or adjust the percentage to your taste
Look up yearly performance, calculate portfolio return and make sure you are
comfortable with the worst year (e.g. 2008)
50%
Bond
【在 s********a 的大作中提到】
: FUND OBJECTIVE FEE
: Vanguard Total Bond Market ETF US ETF Intermediate-Term Bond
: 0.08%
: iShares iBoxx $ High Yield Corporate Bd US ETF High Yield Bond 0.50%
: Vanguard Mega Cap Growth Index ETF US ETF Large Growth 0.11%
: Vanguard Mega Cap Value Index ETF US ETF Large Value 0.11%
: PIMCO Money Market 0.08%
: SPDR Dow Jones Global Real Estate US ETF Global Real Estate 0.50%
: PIMCO 1-5 Year US TIPS Index ETF US ETF Inflation-Protected Bond
: 0.20%
|
s********a
发帖数: 2796 | 4 楼上的大侠为啥不考虑
Vanguard Mega Cap Growth Index ETF US ETF Large Growth 0.11%
Vanguard Mega Cap Value Index ETF US ETF Large Value 0.11%
这两个呢？
谢谢哈 |
M********r
发帖数: 278 | 5 Really like what histag recommends. But keep in mind that this is a long
term portfolio for retirement. Very likely what will happen is that some of
the components will underperform badly and some will out perform for a
period of time. Don't dump the loser and chase the winner. Simply rebalance
the portfolio to its original allocation. I believe vanguard has the option
to do this automatically for you. Don't time the market. and that's a really
difficult thing to do for some people. |
S**C
发帖数: 2964 | 6 I will use this two to cover US equity and avoid small cap until small cap
valuation matrix become similar to large cap. That means, I will avoid total
stock market as well.
While I am OK with cap-weighted stock index, bond index never make sense to
me.
【在 s********a 的大作中提到】
: 楼上的大侠为啥不考虑
: Vanguard Mega Cap Growth Index ETF US ETF Large Growth 0.11%
: Vanguard Mega Cap Value Index ETF US ETF Large Value 0.11%
: 这两个呢？
: 谢谢哈
|
s********a
发帖数: 2796 | 7 弱弱的问一下valuation matrix是啥啊？？ |
S**C
发帖数: 2964 | 8 Such as Price/Earning ratio, Price/Book ratio, Price/Free-cash-flow ratio
etc.
【在 s********a 的大作中提到】
: 弱弱的问一下valuation matrix是啥啊？？
|
s********a
发帖数: 2796 | |
h****g
发帖数: 259 | 10 Mega cap is already a large part of total market.
There is evidence of small and value premium, which may or may not persist
in the future. So it makes sense to tilt towards small and/or value.
Personally I like total market better for its simplicity. I added small cap
tile because "small" is easy to define and capture.
【在 s********a 的大作中提到】
: 楼上的大侠为啥不考虑
: Vanguard Mega Cap Growth Index ETF US ETF Large Growth 0.11%
: Vanguard Mega Cap Value Index ETF US ETF Large Value 0.11%
: 这两个呢？
: 谢谢哈
|
h****g
发帖数: 259 | 11 Given the 30-60 year time horizon, I don't think it matters much how crazy
expensive small cap is right now.
total
to
【在 S**C 的大作中提到】
: I will use this two to cover US equity and avoid small cap until small cap
: valuation matrix become similar to large cap. That means, I will avoid total
: stock market as well.
: While I am OK with cap-weighted stock index, bond index never make sense to
: me.
|
w***n
发帖数: 1519 | 12 IMO, it is much harder to define and capture small cap as compared to big
cap. From one big cap index to another, I don't expect to see a big
difference. Can't say the same about small cap indexes.
I do like small cap though; I just don't prefer small cap indexes. I'd
rather cherry pick some small cap stocks that I understand the potential and
risk and just go for them. Betting on a basket full of small names doesn't
make sense to me. Just my 2 cents.
cap
【在 h****g 的大作中提到】
: Mega cap is already a large part of total market.
: There is evidence of small and value premium, which may or may not persist
: in the future. So it makes sense to tilt towards small and/or value.
: Personally I like total market better for its simplicity. I added small cap
: tile because "small" is easy to define and capture.
|
S**C
发帖数: 2964 | 13 There is a big question mark on small premium, even if it exist, it is
rather weak and inconsistent comparing with value and quality. A strong
argument can be made the premium is due to small stocks' illiquidity, as
well as simply bad data (e.g., delisting/survivorship bias). If former, then
your best bet is active-management, if later, well.....
cap
【在 h****g 的大作中提到】
: Mega cap is already a large part of total market.
: There is evidence of small and value premium, which may or may not persist
: in the future. So it makes sense to tilt towards small and/or value.
: Personally I like total market better for its simplicity. I added small cap
: tile because "small" is easy to define and capture.
|
S**C
发帖数: 2964 | 14 Sorry, typo.
【在 s********a 的大作中提到】
: valuation metrics?
|
