由买买提看人间百态

boards

本页内容为未名空间相应帖子的节选和存档,一周内的贴子最多显示50字,超过一周显示500字 访问原贴
Investment版 - 研究I-bond遇到的2个疑问
相关主题
用孩子的名义买i bond 可以省税吗?Ibond 终于不是0%了。
我们这情况应该咋开IRA呢?ibond的利息怎么算的呀?
没工作不能存IRA啊?How is dividend from bond ETFs taxed?
Re: 归上海感受分享,不是转贴,长有人买过纸质的I BOND么?
I bonds菜鸟问题到底怎么买I Bond?
这种投资bond的方式谁听过?高手说说 我还有省税投资的渠道吗?
关于买bond请教ibond也会亏钱的, 利息而且好低
求教,是否该多还房贷?求人帮说一下TIPS
相关话题的讨论汇总
话题: adjusted话题: gross话题: 100话题: exclusion话题: bond
进入Investment版参与讨论
1 (共1页)
l**********r
发帖数: 4612
1
1. 买i-bond的钱是税后的,利息也要交税的。但是i-bond的利息如果用于小孩的教育
可以免税?
2.IRS的网上说,免税只适用于家庭年收入不高于$135,100的。是不是这样的?
For single taxpayers, the tax exclusion begins to be reduced with a $70,100
modified adjusted gross income and is eliminated for adjusted gross incomes
of $85,100 and above. For married taxpayers filing jointly, the tax
exclusion begins to be reduced with a $105,100 modified adjusted gross
income and is eliminated for adjusted gross incomes of $135,100 and above.
Married couples must file jointly to be eligible for the exclusion.
y****i
发帖数: 17878
2
1. yes
http://www.treasurydirect.gov/indiv/planning/plan_education.htm
2. yes, $136,650 for 2011
http://www.irs.gov/pub/irs-pdf/f8815.pdf

100
incomes

【在 l**********r 的大作中提到】
: 1. 买i-bond的钱是税后的,利息也要交税的。但是i-bond的利息如果用于小孩的教育
: 可以免税?
: 2.IRS的网上说,免税只适用于家庭年收入不高于$135,100的。是不是这样的?
: For single taxpayers, the tax exclusion begins to be reduced with a $70,100
: modified adjusted gross income and is eliminated for adjusted gross incomes
: of $85,100 and above. For married taxpayers filing jointly, the tax
: exclusion begins to be reduced with a $105,100 modified adjusted gross
: income and is eliminated for adjusted gross incomes of $135,100 and above.
: Married couples must file jointly to be eligible for the exclusion.

l**********r
发帖数: 4612
3
那就是说,双职工买ibond没意义?

【在 y****i 的大作中提到】
: 1. yes
: http://www.treasurydirect.gov/indiv/planning/plan_education.htm
: 2. yes, $136,650 for 2011
: http://www.irs.gov/pub/irs-pdf/f8815.pdf
:
: 100
: incomes

y****i
发帖数: 17878
4
The bonds are exempt from taxation by any State or political subdivision of
a State, except for estate or inheritance taxes.
hope this makes you feel a bit better //hoho
actually, I savings bonds offer better interest rates than most of the short
term CDs right now.

【在 l**********r 的大作中提到】
: 那就是说,双职工买ibond没意义?
1 (共1页)
进入Investment版参与讨论
相关主题
求人帮说一下TIPSI bonds菜鸟问题
投资目的保值,求稳,巴菲特家的Bond能买不?这种投资bond的方式谁听过?
ibond 还是 roth ira?关于买bond请教
ibond rate求教,是否该多还房贷?
用孩子的名义买i bond 可以省税吗?Ibond 终于不是0%了。
我们这情况应该咋开IRA呢?ibond的利息怎么算的呀?
没工作不能存IRA啊?How is dividend from bond ETFs taxed?
Re: 归上海感受分享,不是转贴,长有人买过纸质的I BOND么?
相关话题的讨论汇总
话题: adjusted话题: gross话题: 100话题: exclusion话题: bond