l**********r 发帖数: 4612 | 1 1. 买i-bond的钱是税后的,利息也要交税的。但是i-bond的利息如果用于小孩的教育
可以免税?
2.IRS的网上说,免税只适用于家庭年收入不高于$135,100的。是不是这样的?
For single taxpayers, the tax exclusion begins to be reduced with a $70,100
modified adjusted gross income and is eliminated for adjusted gross incomes
of $85,100 and above. For married taxpayers filing jointly, the tax
exclusion begins to be reduced with a $105,100 modified adjusted gross
income and is eliminated for adjusted gross incomes of $135,100 and above.
Married couples must file jointly to be eligible for the exclusion. | y****i 发帖数: 17878 | 2 1. yes
http://www.treasurydirect.gov/indiv/planning/plan_education.htm
2. yes, $136,650 for 2011
http://www.irs.gov/pub/irs-pdf/f8815.pdf
100
incomes
【在 l**********r 的大作中提到】 : 1. 买i-bond的钱是税后的,利息也要交税的。但是i-bond的利息如果用于小孩的教育 : 可以免税? : 2.IRS的网上说,免税只适用于家庭年收入不高于$135,100的。是不是这样的? : For single taxpayers, the tax exclusion begins to be reduced with a $70,100 : modified adjusted gross income and is eliminated for adjusted gross incomes : of $85,100 and above. For married taxpayers filing jointly, the tax : exclusion begins to be reduced with a $105,100 modified adjusted gross : income and is eliminated for adjusted gross incomes of $135,100 and above. : Married couples must file jointly to be eligible for the exclusion.
| l**********r 发帖数: 4612 | | y****i 发帖数: 17878 | 4 The bonds are exempt from taxation by any State or political subdivision of
a State, except for estate or inheritance taxes.
hope this makes you feel a bit better //hoho
actually, I savings bonds offer better interest rates than most of the short
term CDs right now.
【在 l**********r 的大作中提到】 : 那就是说,双职工买ibond没意义?
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