c*********t
发帖数: 2921 | 1 买了不到一个月就卖出，要收2%的手续费（penalty）?
眼睁睁的看着401k账户最近一周跌了4%，可是担心刚买就卖，交手续费。
谢谢！ |
s********n
发帖数: 1962 | 2 Yes. You are not supposed to chase short-term market movement.
In some sense, 4% drop in a week has nothing to do with you.
You sell your MF only when you have a good long-term fundamental
reason to adjust your asset allocation. Actually KennyD will say
you will never know long-term so you should never sell it until
you really need the money.
【在 c*********t 的大作中提到】
: 买了不到一个月就卖出，要收2%的手续费（penalty）?
: 眼睁睁的看着401k账户最近一周跌了4%，可是担心刚买就卖，交手续费。
: 谢谢！
|
y***e
发帖数: 6082 | 3 不这么认为，请大牛指正了，就拿SP500为例
如果不是定期清仓，最近这么多年估计到头就是一场空，要定期买卖
估计保个年收益10％没啥问题
long－term不能拿最近20或30年的数据了把，最近十几年实在太不靠普了
Yes. You are not supposed to chase short-term market movement.
In some sense, 4% drop in a week has nothing to do with you.
You sell your MF only when you have a good long-term fundamental
reason to adjust your asset allocation. Actually KennyD will say
you will never know long-term so you should never sell it until
you really need the money.
【在 s********n 的大作中提到】
: Yes. You are not supposed to chase short-term market movement.
: In some sense, 4% drop in a week has nothing to do with you.
: You sell your MF only when you have a good long-term fundamental
: reason to adjust your asset allocation. Actually KennyD will say
: you will never know long-term so you should never sell it until
: you really need the money.
|
k***n
发帖数: 3158 | 4
if that's true, you can add 10 times leverage and you can double your
investment every year.
【在 y***e 的大作中提到】
: 不这么认为，请大牛指正了，就拿SP500为例
: 如果不是定期清仓，最近这么多年估计到头就是一场空，要定期买卖
: 估计保个年收益10％没啥问题
: long－term不能拿最近20或30年的数据了把，最近十几年实在太不靠普了
:
: Yes. You are not supposed to chase short-term market movement.
: In some sense, 4% drop in a week has nothing to do with you.
: You sell your MF only when you have a good long-term fundamental
: reason to adjust your asset allocation. Actually KennyD will say
: you will never know long-term so you should never sell it until
|
y***e
发帖数: 6082 | 5 没这么多钱，难道不是么？别老是if了，只有上帝知道
if that's true, you can add 10 times leverage and you can double your
investment every year.
【在 k***n 的大作中提到】
:
: if that's true, you can add 10 times leverage and you can double your
: investment every year.
|
k***n
发帖数: 3158 | 6 so you are not so sure about that 10% return you just mentioned, right?
【在 y***e 的大作中提到】
: 没这么多钱，难道不是么？别老是if了，只有上帝知道
:
: if that's true, you can add 10 times leverage and you can double your
: investment every year.
|
g*****g
发帖数: 34805 | 7 When you get margin call, you are wiped out. It's not that you can't
leverage and win. It's that you can't leverage and avoid volativity.
【在 k***n 的大作中提到】
: so you are not so sure about that 10% return you just mentioned, right?
|
s********n
发帖数: 1962 | 8 I think he is just humoring..
【在 g*****g 的大作中提到】
: When you get margin call, you are wiped out. It's not that you can't
: leverage and win. It's that you can't leverage and avoid volativity.
|
s********n
发帖数: 1962 | 9 sure, if only you can time the market, which you can't.
【在 y***e 的大作中提到】
: 不这么认为，请大牛指正了，就拿SP500为例
: 如果不是定期清仓，最近这么多年估计到头就是一场空，要定期买卖
: 估计保个年收益10％没啥问题
: long－term不能拿最近20或30年的数据了把，最近十几年实在太不靠普了
:
: Yes. You are not supposed to chase short-term market movement.
: In some sense, 4% drop in a week has nothing to do with you.
: You sell your MF only when you have a good long-term fundamental
: reason to adjust your asset allocation. Actually KennyD will say
: you will never know long-term so you should never sell it until
|
S**C
发帖数: 2964 | 10 I just hope all MFs charge a minimum 10% redemption fees within 1 month, 5%
within 6 months and 2% within a year, and zero after that.
【在 c*********t 的大作中提到】
: 买了不到一个月就卖出，要收2%的手续费（penalty）?
: 眼睁睁的看着401k账户最近一周跌了4%，可是担心刚买就卖，交手续费。
: 谢谢！
|
|
|
y***e
发帖数: 6082 | 11 别贪心，只要市场正常，还是可能的把，问题是现在要SP500涨到1400以上也很难
涨了利马抛
sure, if only you can time the market, which you can't.
【在 s********n 的大作中提到】
: sure, if only you can time the market, which you can't.
|
l****y
发帖数: 8847 | 12 呵呵，要能time market，这一阵搞银子石油早就翻了，直上直下的
咱是亏惨了，幸好跟的还不多。。
market is always abnormal， because it is manipulated
【在 y***e 的大作中提到】
: 别贪心，只要市场正常，还是可能的把，问题是现在要SP500涨到1400以上也很难
: 涨了利马抛
:
: sure, if only you can time the market, which you can't.
|
f**********8
发帖数: 2276 | |
s********n
发帖数: 1962 | 14 It's always easy when you look back. It's one of the hardest jobs
in this world when you look forward.
You can try. After a few years, you'll understand.
【在 y***e 的大作中提到】
: 别贪心，只要市场正常，还是可能的把，问题是现在要SP500涨到1400以上也很难
: 涨了利马抛
:
: sure, if only you can time the market, which you can't.
|
y***e
发帖数: 6082 | 15 的确是的，看回头路的确容易，我是问。难道大家对于MF就不闻不问么？
不是几个月买卖一下么？
我是打算试试，好玩
It's always easy when you look back. It's one of the hardest jobs
in this world when you look forward.
You can try. After a few years, you'll understand.
【在 s********n 的大作中提到】
: It's always easy when you look back. It's one of the hardest jobs
: in this world when you look forward.
: You can try. After a few years, you'll understand.
|
m**********r
发帖数: 887 | |
y***e
发帖数: 6082 | 17 我是超级rookie，就打算玩玩，看看折腾一下能学到点啥，还得继续向版上大牛们学习
请教
你试试呗，看看能不能beat市场。
【在 m**********r 的大作中提到】
: 你试试呗，看看能不能beat市场。
|
T*********e
发帖数: 9208 | 18 别试了，MF前戏分手都交很多手续费
要想三心二意就搞etf, 或者先做做纸交找赶脚
【在 y***e 的大作中提到】
: 我是超级rookie，就打算玩玩，看看折腾一下能学到点啥，还得继续向版上大牛们学习
: 请教
:
: 你试试呗，看看能不能beat市场。
|
y***e
发帖数: 6082 | 19 很多手续费么？啥意思？我看了vanguard上面没写啊，我没仔细看，多谢执教
别试了，MF前戏分手都交很多手续费
要想三心二意就搞etf, 或者先做做纸交找赶脚
【在 T*********e 的大作中提到】
: 别试了，MF前戏分手都交很多手续费
: 要想三心二意就搞etf, 或者先做做纸交找赶脚
|
w****n
发帖数: 1737 | 20 totally disagree,
regardless you gain or lost
market is always right, it is hardly minipulated.
【在 l****y 的大作中提到】
: 呵呵，要能time market，这一阵搞银子石油早就翻了，直上直下的
: 咱是亏惨了，幸好跟的还不多。。
: market is always abnormal， because it is manipulated
|
w****n
发帖数: 1737 | 21 mutual fund就是用来long term investment.
几个月调整一下就够了。
【在 y***e 的大作中提到】
: 的确是的，看回头路的确容易，我是问。难道大家对于MF就不闻不问么？
: 不是几个月买卖一下么？
: 我是打算试试，好玩
:
: It's always easy when you look back. It's one of the hardest jobs
: in this world when you look forward.
: You can try. After a few years, you'll understand.
|
y***e
发帖数: 6082 | 22 怎么个调整法，我觉得几个月比较合适，MF在roth里面买卖貌似没啥手续费啊，买卖之
后貌似2个月不能重新买入罢了
mutual fund就是用来long term investment.
几个月调整一下就够了。
【在 w****n 的大作中提到】
: mutual fund就是用来long term investment.
: 几个月调整一下就够了。
|
