w*****n
发帖数: 74 | 1 下面是公司提供的401K计划中可选的基金列表。大家觉得选择哪些比较好，比例怎么分
配？
我的初步投资组合是 VFINX(40%),VEXMX(30%),VWIGX(30%)，大家觉得diversification
如何？还需要添加什么基金？多谢
Vanguard 500 Index Fund Investor Shares * VFINX 0040
Vanguard Explorer Fund Investor Shares * VEXPX 0024
Vanguard Extended Market Index Fund Investor Shares * VEXMX 0098
Vanguard Intermediate-Term Treasury Fund Investor Shares * VFITX 0035
Vanguard International Growth Fund Investor Shares * VWIGX 0081
Vanguard Long-Term Investment-Grade Fund Investor Shares * VWESX 0028
Vanguard Long-Term Treasury Fund Investor Shares * VUSTX 0083
Vanguard PRIMECAP Fund Investor Shares * VPMCX 0059
Vanguard Prime Money Market Fund * VMMXX 0030
Vanguard Retirement Savings Trust * — 0034
Vanguard Short-Term Treasury Fund Investor Shares * VFISX 0032
Vanguard Target Retirement 2045 Fund * VTIVX 0306
Vanguard Target Retirement 2050 Fund * VFIFX 0699
Vanguard Target Retirement 2055 Fund * VFFVX 1487
Vanguard Target Retirement Income Fund * VTINX 0308
Vanguard Total Bond Market Index Fund Investor Shares * VBMFX 0084
Vanguard Wellington Fund Investor Shares * VWELX 0021
Vanguard Windsor Fund Investor Shares * VWNDX 0022 |
c*****x
发帖数: 429 | 2 Good plan. You also need some allocation for international funds (seems the
only choice is VEXPX) |
w*****n
发帖数: 74 | 3 international 基金有 VWIGX 不知道怎么样？
the
【在 c*****x 的大作中提到】
: Good plan. You also need some allocation for international funds (seems the
: only choice is VEXPX)
|
c*****x
发帖数: 429 | 4 Good enough. Would be better if it is total international.Also I would add
some Explorer fund for more exposure to international small (more risky and
potentially higher reward).
So you already have bonds funds elsewhere?
【在 w*****n 的大作中提到】
: international 基金有 VWIGX 不知道怎么样？
:
: the
|
w*****n
发帖数: 74 | 5 我其他地方也没有bond funds，现在利息这么低，bonds还能在涨吗？我在考虑是否暂
时不配置bonds的基金，或者少买点。
and
【在 c*****x 的大作中提到】
: Good enough. Would be better if it is total international.Also I would add
: some Explorer fund for more exposure to international small (more risky and
: potentially higher reward).
: So you already have bonds funds elsewhere?
|
