a******s
发帖数: 598 | 1 有两个。一个是在BOA的存款有两万五。
还有一个是在brokerage的现金有两万五。
请问这个在brokerage的现金包括已经买的股票价值吗？
还是说必须要: 没有动用的现金？
如果是现金，感觉很不合理阿？
如果不买股票，放两万现金在brokerage account 里面做什么？ | m****u
发帖数: 229 | 2 Doesn't the following link describe it all?
http://www.merrilledge.com/m/pages/pricing.aspx
I think it's reasonable.
When I was a college freshman student, I made only $300 a month for working
on a part time job and I thought keeping $300 in my PNC checking account was
way too much. It was like keeping 100% of my monthly income locked in an
account. I couldn't do that before.
But today, that is not an issue.
For a guy who has $1,000,000 or more, keeping $25,000 in the account is a
reasonable thi | g*****g
发帖数: 34805 | 3 Reasonable? I think not. It's requiring you to keep 25K in cash.
And you can't get under for any period of time.
Since their interest rate is very low. Compared to CD, you probably
going to lose 1%-2% on interest. Or $250-500 a year.
working
was
【在 m****u 的大作中提到】
: Doesn't the following link describe it all?
: http://www.merrilledge.com/m/pages/pricing.aspx
: I think it's reasonable.
: When I was a college freshman student, I made only $300 a month for working
: on a part time job and I thought keeping $300 in my PNC checking account was
: way too much. It was like keeping 100% of my monthly income locked in an
: account. I couldn't do that before.
: But today, that is not an issue.
: For a guy who has $1,000,000 or more, keeping $25,000 in the account is a
: reasonable thi
| m****u
发帖数: 229 | 4 Great!!
You actually gave a number.
Let's take a closer look at this $250-$500 a year interest lose.
Per http://www.merrilledge.com/m/pages/pricing.aspx, we know that one can do 30 trades per month with BAC.
30 trades * 12 months = 360 trades a year.
There are many online brokers charge about $7 each trade.
360 trades *7 = $2520 total cost on the trading fees per year.
The difference between the trading fees and the interest earned is
$2520-250=2270
or
$2520-500=2020
You can save $2020-2270 a ye
【在 g*****g 的大作中提到】
: Reasonable? I think not. It's requiring you to keep 25K in cash.
: And you can't get under for any period of time.
: Since their interest rate is very low. Compared to CD, you probably
: going to lose 1%-2% on interest. Or $250-500 a year.
:
: working
: was
| g*****g
发帖数: 34805 | 5 Because there're discount broker that charges you as low as $1 per
transaction, stock or option, like IB. There're also brokers giving
you free trades when you can maintain 25K balance, like Zecco.
【在 m****u 的大作中提到】
: Great!!
: You actually gave a number.
: Let's take a closer look at this $250-$500 a year interest lose.
: Per http://www.merrilledge.com/m/pages/pricing.aspx, we know that one can do 30 trades per month with BAC.
: 30 trades * 12 months = 360 trades a year.
: There are many online brokers charge about $7 each trade.
: 360 trades *7 = $2520 total cost on the trading fees per year.
: The difference between the trading fees and the interest earned is
: $2520-250=2270
: or
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