a*l
发帖数: 1915 | 1 In many places, real estate is still not a good investment, says Barry
Ritholtz, CEO and director of equity research at FusionIQ, which ranks the
profitability of investments.
Home prices in the nation’s 20 largest cities need to drop another 15
percent to return to historic norms, he says, or alternatively, prices have
to stay flat while gross domestic product and incomes rise. Neither scenario
is terribly attractive to investors.
Ritholtz also points out that the Federal Reserve already has sa | r*z
发帖数: 1679 | 2 Are you a home buyer or investor?
You’ll probably get conflicting answers by asking the question here.
It really depends on your own personal situation than on market conditions.
Remember some principles:
1)a safe mortgage is a maximum of 3 times the buyer's annual income with 20%
downpayment.
2)a safe price is a maximum of 15 times the house's annual rent.
annual rent / purchase price = 3% means do not buy
annual rent / purchase price = 6% means borderline
annual rent / purchase price = 9% mean
【在 a*l 的大作中提到】
: In many places, real estate is still not a good investment, says Barry
: Ritholtz, CEO and director of equity research at FusionIQ, which ranks the
: profitability of investments.
: Home prices in the nation’s 20 largest cities need to drop another 15
: percent to return to historic norms, he says, or alternatively, prices have
: to stay flat while gross domestic product and incomes rise. Neither scenario
: is terribly attractive to investors.
: Ritholtz also points out that the Federal Reserve already has sa
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