a**u
发帖数: 287 | 1 看了 Aetna的都很贵，只有 Preventive and Hospital Care 3000。这个保险每月$270
,只管住院，没有visit doctor,对这方面不是很懂，大家能指点一下么？
是否意味着只有重病要住医院才能用上？请问这个保险能用一阵子吗？谢谢！ | h*******1
发帖数: 4830 | 2 买父母的保险吗？你这个保险最高他们帮你付多少，
自己付多少？总的来说一个月200多的保险算便宜 | a**u
发帖数: 287 | 3 不是，自己用。 就是只管大病，自己付超过 5k后保险公司付.
Total Premium: $271.00* | Medical Premium: $271.00*
Deductible Co-Insurance Out-of-Pocket Maximum
In Network $3,000 Individual / $6,000 Family 20% after deductible
(0% once out-of-pocket max is satisfied) $5,000 Individual / $10,000
Family
Out of Network $6,000 Individual / $12,000 Family 50% after deductible
(0% once out-of-pocket max is satisfied) $10,000 Individual / $20,000
Family
【在 h*******1 的大作中提到】
: 买父母的保险吗？你这个保险最高他们帮你付多少，
: 自己付多少？总的来说一个月200多的保险算便宜
| a**u
发帖数: 287 | 4 而且很多项不cover.
Non-Specialist Office Visit Not Covered Not Covered
Specialist Visit Not Covered Not Covered
Urgent Care Not Covered Not Covered
Durable Medical Equipment Not Covered Not Covered
Pharmacy In Network Out of Network
Pharmacy Deductible per Individual Not Applicable Not Applicable
Generic Not Covered Not Covered
Preferred Brand Copay Not Covered Not Covered
Non-Preferred Brand Copay Not Covered Not Covered
Calendar Year Max. per Individual Not Applicable Not Applicable
【在 h*******1 的大作中提到】
: 买父母的保险吗？你这个保险最高他们帮你付多少，
: 自己付多少？总的来说一个月200多的保险算便宜
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