xt 发帖数: 17532 | 1
1) Life insurance is not for you to make money out
of your death;
2) Life insurance is only necessary if you have financial
liability or responsibility, in which case you only need
so much insurance to cover these;
3) based upon (2), you only need life insurance for the time
you have liability or responsibility. You do not need any
insurance if you are free of these. Therefore you do not need
insurance when you have no mortgage and your kids already
grown up, which happens later in your life. A |
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