c**m 发帖数: 1457 | 1 $800k house with $400k 贷款
30 年 3.875% with $1500 回扣.
15 年 3.125% with $800 回扣.
7/1: 3.125% with $500 回扣
5/1: 2.875% |
l******g 发帖数: 1623 | 2 15年前几年最低到过多少?
【在 c**m 的大作中提到】 : $800k house with $400k 贷款 : 30 年 3.875% with $1500 回扣. : 15 年 3.125% with $800 回扣. : 7/1: 3.125% with $500 回扣 : 5/1: 2.875%
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c**m 发帖数: 1457 | 3 2.5%. 现在是过去17个月的新低.
【在 l******g 的大作中提到】 : 15年前几年最低到过多少?
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l******g 发帖数: 1623 | 4 那我再等等
【在 c**m 的大作中提到】 : 2.5%. 现在是过去17个月的新低.
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t*m 发帖数: 4414 | 5 why only borrow 400K? should borrow 640K, given the money is so cheap now. |
c**m 发帖数: 1457 | 6 You can borrow as much as you want. This is just an example.
And I agree with you that we should borrow as much as we could since it's so
cheap now.
【在 t*m 的大作中提到】 : why only borrow 400K? should borrow 640K, given the money is so cheap now.
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r*******t 发帖数: 8550 | 7 Your quote is misleading because the sample is with 50% downpayment (very
rare) and the rest loan amount is within the regular limit of $417k.
Could you give a sample of $800k house with $640k loan ($160k downpayment)
in an area with regular conforming loan limit of $417k?
【在 c**m 的大作中提到】 : $800k house with $400k 贷款 : 30 年 3.875% with $1500 回扣. : 15 年 3.125% with $800 回扣. : 7/1: 3.125% with $500 回扣 : 5/1: 2.875%
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c**m 发帖数: 1457 | 8 wow.雨夜 Long time no see.
Per your request. here is the quote for $800k 房价 with $640k 贷款:
30 年: 4.0% $1000 回扣;
15 年: 3.25% with $2000 cost or 3.625% $1000回扣
7/1: 3。375% $1000回扣。
5/1: 3.0% $500 回扣
【在 r*******t 的大作中提到】 : Your quote is misleading because the sample is with 50% downpayment (very : rare) and the rest loan amount is within the regular limit of $417k. : Could you give a sample of $800k house with $640k loan ($160k downpayment) : in an area with regular conforming loan limit of $417k?
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t*m 发帖数: 4414 | 9 Rates are really good.
"15 年: 3.25% with $2000 cost or 3.625% $1000回扣"? True?
【在 c**m 的大作中提到】 : wow.雨夜 Long time no see. : Per your request. here is the quote for $800k 房价 with $640k 贷款: : 30 年: 4.0% $1000 回扣; : 15 年: 3.25% with $2000 cost or 3.625% $1000回扣 : 7/1: 3。375% $1000回扣。 : 5/1: 3.0% $500 回扣
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c**m 发帖数: 1457 | 10 Yes, If you pay $2000 cost, you get 3.25% or 3.625% with $1000 rebate in
addition to no point no closing cost. I feel the former is a better choice.
【在 t*m 的大作中提到】 : Rates are really good. : "15 年: 3.25% with $2000 cost or 3.625% $1000回扣"? True?
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l*****o 发帖数: 192 | 11 刚刚问了别的mortgage broker,比楼主的要好。
【在 c**m 的大作中提到】 : $800k house with $400k 贷款 : 30 年 3.875% with $1500 回扣. : 15 年 3.125% with $800 回扣. : 7/1: 3.125% with $500 回扣 : 5/1: 2.875%
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c**m 发帖数: 1457 | 12 新ID 啊,欢迎新人! 不会又是 Citizens Bank 了吧?
【在 l*****o 的大作中提到】 : 刚刚问了别的mortgage broker,比楼主的要好。
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c**m 发帖数: 1457 | 13 我来顺带公布一下Citizens Bank的利率:
$800 house, $400k loan, purchase.
【在 c**m 的大作中提到】 : 新ID 啊,欢迎新人! 不会又是 Citizens Bank 了吧?
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c**m 发帖数: 1457 | 14
【在 c**m 的大作中提到】 : 我来顺带公布一下Citizens Bank的利率: : $800 house, $400k loan, purchase.
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