m****q
发帖数: 53 | 1 Anybody has the experience of quote home insurance from an agent?
I'm shopping around for my home insurance, the agent give me realy good
price but unfamiliar company, like "Bay state insurance" "Safety Indemnity".
Can I buy it? Or choose big company like "Costco""Liberty mutual"?
Thanks! | c***3
发帖数: 315 | 2 you should get the home insurance with your car insurance to get discount. | m****q
发帖数: 53 | 3 可是我还没车哪。我就想知道买这种local小保险公司的房险，是不是很冒险呀
★ 发自iPhone App: ChineseWeb 7.8
【在 c***3 的大作中提到】
: you should get the home insurance with your car insurance to get discount.
| N****g
发帖数: 2829 | 4 没事，我就是agent那里买的便宜Home保险，刚买的时候也是没听说过，Safety，tower
group都买过。网上有保险公司评级，可以参考一下，这些麻省都是regulated的，一
般都没事。可以先用一些网站群发quote，会有不少agent发来报价，相同保险公司在不
同agent那儿给出的报价都有可能不同。当然，要注意保险内容，要比较apple to
apple | m****q
发帖数: 53 | 5 How about this coverage? Is it enough? Thanks
Dwelling limit: $245,000
other structures: $24,500
personal property: $171,500
loss of use: $49,000
personal liability: $500,000
medical payments: $1,000
property loss deductible: $1,000
Total annual premium: $586
tower
【在 N****g 的大作中提到】
: 没事，我就是agent那里买的便宜Home保险，刚买的时候也是没听说过，Safety，tower
: group都买过。网上有保险公司评级，可以参考一下，这些麻省都是regulated的，一
: 般都没事。可以先用一些网站群发quote，会有不少agent发来报价，相同保险公司在不
: 同agent那儿给出的报价都有可能不同。当然，要注意保险内容，要比较apple to
: apple
| N****g
发帖数: 2829 | 6 A. DWELLING $270,000
B. OTHER STRUCTURES $27,000
C. PERSONAL PROPERTY $189,000
D. LOSS OF USE $54,000
E. PERSONAL LIABILITY $500,000
F. MEDICAL PAYMENTS $1,000
THE POLICY INCLUDES EXTENDED REPLACEMENT COST - 50%
DEDUCTIBLES:ALL PERIL $2,500
$379/year，当然我是和车保一起买的，单买的话是$442/year。
我的保额比你高，还有50% extended replacement,相当于保额再提高0.5倍。但
deductible也比你高点。 | m****q
发帖数: 53 | 7 Wa, where did you get your insurance? Could you send me your agent info?
Thanks.
【在 N****g 的大作中提到】
: A. DWELLING $270,000
: B. OTHER STRUCTURES $27,000
: C. PERSONAL PROPERTY $189,000
: D. LOSS OF USE $54,000
: E. PERSONAL LIABILITY $500,000
: F. MEDICAL PAYMENTS $1,000
: THE POLICY INCLUDES EXTENDED REPLACEMENT COST - 50%
: DEDUCTIBLES:ALL PERIL $2,500
: $379/year，当然我是和车保一起买的，单买的话是$442/year。
: 我的保额比你高，还有50% extended replacement,相当于保额再提高0.5倍。但
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