At least 3 times of your medical bill or maybe upto 10 times. check this
So before you sign any paper with the insurance compoany, go to spend money as
much as possible. ANd told the issurance company you are not go ing to accept
their offer, and tell them you are going to find a lawyer for this. http://www.nolo.com/lawcenter/ency/category.cfm/catID/73BB194F-C331-4C03-82E96
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