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发帖数: 20761 | 1 Dash cams are growing in popularity as more and more drivers are finding
value in installing them. Whether you install a simple, front-facing dash
cam or invest in a more comprehensive monitoring system for your vehicle,
there are many ways these devices can benefit you. Here are a few reasons
why you may want to consider installing a dash cam in your car.
Accidents
When accidents occur, drivers recollections can vary. Normally, police would
gather reports from those involved in the accident along with any eye
witnesses. However, with dash cam footage, you have hard evidence of the
incident which can help determine who was at fault and potentially save you
from increased insurance rates. In addition, the video footage can possibly
expedite your claim by avoiding numerous discussions with insurance
companies to determine who was at fault.
Tickets
Your dash cam may save you from a wrongfully issued ticket. Since moving
traffic violations typically give you points on your state driving record,
which usually result in higher car insurance rates, it may be worth it to
install a dash cam. If you feel you were wrongfully stopped, you can supply
the officer with your dash cam footage. If the officer refuses to watch it,
you can bring it to court to contest your ticket.
Insurance Fraud
Unfortunately, insurance fraud is more common than you would think. If you
feel you may have been involved in or witnessed a staged accident, your dash
cam footage can be turned into the insurance companies involved or the
state insurance fraud unit for investigation.
Improve Driving
If you feel so inclined, you can review your daily driving videos to become
a better driver. You can watch your videos to identify driving mistakes and
ways to prevent them, such as braking too hard or switching lanes abruptly.
Teenage Drivers
If you have teenage drivers in the family, you can review their driving
skills and habits so you can help them avoid accidents or tickets. For these
cases, a two-way dash cam can help you see what’s going on both on the
road and inside the vehicle. Not only can this help keep your child safe,
but a clean driving record can keep your insurance rates low as well.
Security
Some dash cams provide a standby mode which allows the camera to turn on
when motion in or around the car is detected. If someone tries to break into
your car or hits your parked car, you get video footage to identify what
happened and the persons responsible. You can submit this as evidence to the
police as well as your insurance company to prove how the damage was done.
Unexpected Events
You’ve seen those viral dash cam videos that capture incredible events like
meteors or other celestial events in the sky. While these are interesting
and often once in a lifetime occurrences, you can also capture things like a
deer running into the road causing an accident or a rockslide that caused
damage to your car. In these instances, you can provide your insurance
company with evidence to prevent rate hikes. |
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