E***1
发帖数: 2534 | 1 停车场和别人刮擦，我觉得没啥大不了，也没联系对方的保险公司，后来对方file了
claim，最后保险公司判定对方责任，说可以帮我负责把刮擦处理好，保险公司是State
Farm。
保险公司说可以去找他们的Select Service Repair Shop,把车给他们负责修好，会直
接bill到StateFarm,然后会再给提供修车期间的租车费用；另一个选择是我去找其他的
Body Shop要一个quote，然后让StateFarm去approve。
我现在的车子，这么点小刮擦觉得没啥大问题，就是掉了点漆。由于每天都要用车，感
觉去修还不如拿钱算了，请问下是不是找第三方的修车铺要quote，保险公司就是直接
寄支票过来了？弱问下两种操作一般推荐哪一种？这还是第一次处理车险索赔的事情，
谢谢！ | n***s
发帖数: 10056 | 2 Once claim is filed, your car's car fax will show this record and your car's
resale/trade-in value will be affected. I would get it repaired. State Farm
is the best insurance company and their designated body shop generally has
very good reputation. If in doubt, you can ask them the name of their select
service repair shop and google its review.
If you know a good body shop, you can do method 2.
State
【在 E***1 的大作中提到】
: 停车场和别人刮擦，我觉得没啥大不了，也没联系对方的保险公司，后来对方file了
: claim，最后保险公司判定对方责任，说可以帮我负责把刮擦处理好，保险公司是State
: Farm。
: 保险公司说可以去找他们的Select Service Repair Shop,把车给他们负责修好，会直
: 接bill到StateFarm,然后会再给提供修车期间的租车费用；另一个选择是我去找其他的
: Body Shop要一个quote，然后让StateFarm去approve。
: 我现在的车子，这么点小刮擦觉得没啥大问题，就是掉了点漆。由于每天都要用车，感
: 觉去修还不如拿钱算了，请问下是不是找第三方的修车铺要quote，保险公司就是直接
: 寄支票过来了？弱问下两种操作一般推荐哪一种？这还是第一次处理车险索赔的事情，
: 谢谢！
| b********r
发帖数: 837 | 3 I will never trust the insurance companies and always go for option 2.
's
Farm
has
select
【在 n***s 的大作中提到】
: Once claim is filed, your car's car fax will show this record and your car's
: resale/trade-in value will be affected. I would get it repaired. State Farm
: is the best insurance company and their designated body shop generally has
: very good reputation. If in doubt, you can ask them the name of their select
: service repair shop and google its review.
: If you know a good body shop, you can do method 2.
:
: State
| U*******B
发帖数: 2547 | 4 Call them (State Farm) and say you want cash and do not want to get repaired
. They will tell you what to do. |
|
