b**a
发帖数: 1009 | 1 看到有人遇到车祸不知咋办，刚好看到篇文章，希望有人受益。摘抄，略有删减。
You already know about contacting the police, filing an accident report, and
notifying your insurance company. But here are five steps that can
literally save your financial hide should you be involved in an accident
that results in a dispute, perhaps even landing you in a courtroom.
1. Take Pictures
You don't have to get out of the car when you do this. Just snap a few
photos with your cell phone from your driver's seat that clearly shows the
area of impact from your vantage point.
This way, if the cars are moved for any reason, or, if the police report
does not reflect what took place, you will now have the physical evidence
you need to protect your interests.
2. Practice Before You Preach
Don't worry. They will come. In the meantime though, go ahead and practice
telling your side of the story and record yourself. Practice. It's always
best to be calm, factual, and use any evidence available to add support to
your statement.
Recording your voice on your phone's audio recorder, if it has one, will
help you review the facts and allow you to calm yourself so that your
experience can be clearly understood by the officer when it's time to
explain what took place.
3. You Don't Need To Speak With The Police First
There is this myth, propagated by police reality shows, that those who speak
first get the advantage. It's not true. Not even close.
Police often see the guilty or anxious party come right up to the police
cruiser as soon as they arrive at the scene of an accident. Don't be anxious
. Let the police officer come to you. Be reasonably calm, decent, stick to
the facts, point out your pictures and physical debris that may be on the
road. and let them ask questions.
4. Record The Conversation
If you are comfortable with recording the conversation between yourself and
the police officer, feel free to do so. It's 100 percent legal, and it can
often be helpful later if the statements on the police report aren't the
complete truth.
5. Police Reports Can Be Changed
Nobody is perfect all of the time. Just because a police officer writes down
a certain thing on their police report, that doesn't mean it represents the
final word or even a qualified opinion.
Insurance companies have to reconcile these issues all the time. So if you
find that you have been misquoted, or if the information on the report is
just plain false, contact the local precinct, and arrange to meet with the
officer so that the report can be modified.
By showing physical evidence to the officer, practicing your explanation of
the accident, and acting in a calm and fact focused manner, you can protect
yourself from the liars among us. | l*******g
发帖数: 27064 | 2 第一件事情，能下车的话下车拍照
第二件事情，找目击证人，你后面的，马路边的都可以找 | b**a
发帖数: 1009 | 3 多谢补充。
还有就是和另一方交换保险和个人信息。如果有行车记录仪,保存好录像。 |
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