h********e
发帖数: 14 | 1 LD back car out off garage, and hit my car on the drive way (LD forgot my
car was parked on drive way). Body shop estimation is around $2,000 for my
car and $600 for LD car. Our insurance has $500 deductible for each of the
cars.
If we go through the insurance, we will pay $1,000 deductible, the rest $1,
500 can be paid by the insurance.
My question is: Shall we go through insurance or just repair them ourselves?
谢谢了！ | T****U
发帖数: 3344 | 2 why do you have to pay two deductibles for one accident?
ourselves?
【在 h********e 的大作中提到】
: LD back car out off garage, and hit my car on the drive way (LD forgot my
: car was parked on drive way). Body shop estimation is around $2,000 for my
: car and $600 for LD car. Our insurance has $500 deductible for each of the
: cars.
: If we go through the insurance, we will pay $1,000 deductible, the rest $1,
: 500 can be paid by the insurance.
: My question is: Shall we go through insurance or just repair them ourselves?
: 谢谢了！
| b********6
发帖数: 35437 | | a*******y
发帖数: 105 | 4 Does insurance cover such accident when two cars are in the same policy at
the same address? | n*****s
发帖数: 6495 | 5 撞坏的那个用肇事车的liability修，没有deductible
修肇事车自负500
这么多钱当然报保险了 | b****n
发帖数: 3343 | 6 +1
Insurance payment:
- LD's car $600 - $500(deductible) = $100
- LZ's car $2000
- Total of insurance payment: $2100
LZ's total out of pocket: $500
【在 n*****s 的大作中提到】
: 撞坏的那个用肇事车的liability修，没有deductible
: 修肇事车自负500
: 这么多钱当然报保险了
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