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Automobile版 - 请教高手如何买汽车保险:各选项该选多少好?
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相关话题的讨论汇总
话题: deductible话题: 000话题: loss话题: glass话题: 500
进入Automobile版参与讨论
1 (共1页)
k****a
发帖数: 4944
1
有房,有家庭的情况下:
Bodily Injury Liability(BI) :
$50,000/$100,000
$100,000/$300,000
$250,000/$500,000
Property Damage Liability(PD):
$10,000
$15,000
$20,000
$25,000
$50,000
Personal Injury Protection(PIP);
$50,000 limit per person per accident
$50,000 limit per person per accident/$200 deductible

Optional Basic Economic Loss(OBEL):
I decline
$25,000
Additional Personal Injury Protection(APIP):
I decline
$50,000 limit/$2,000 Monthly Work Loss
$100,000 limit/$2,000 Monthly Work Loss

Residual Medical Payments:
I decline
$5,000
$10,000
Uninsured Motorist:
$25,000/$50,000
$50,000/$100,000
$100,000/$200,000
$100,000/$300,000
Comprehensive(COMP):
I decline
$50 deductible
$50 deductible/no deductible for glass losses
$100 deductible $100 deductible/no deductible for glass losses
$200 deductible $200 deductible/no deductible for glass losses
$250 deductible $250 deductible/no deductible for glass loss
$500 deductible $500 deductible/no deductible for glass loss
$750 deductible $750 deductible/no deductible for glass loss
$1,000 deductible $1,000 deductible/no deductible for glass loss
$1,500 deductible $1,500 deductible/no deductible for glass loss
$2,000 deductible $2,000 deductible/no deductible for glass loss
$2,500 deductible $2,500 deductible/no deductible for glass loss
Collision(COLL):
I decline
$100 deductible
$150 deductible
$200 deductible
$250 deductible
$500 deductible
$750 deductible
$1,000 deductible
$1,500 deductible
$2,000 deductible
$2,500 deductible
Emergency Road Service(ERS):
I decline
I accept this coverage
Rental Reimbursement(RR):
I decline
$30/day, $900 max per claim
$50/day, $1,500 max per claim
谢谢!
s*m
发帖数: 6980
2
BI, PD选高的
COMP, COLL得看降低deductible的额度需要多多少钱,选个你觉得性价比高的。
其他不好说

【在 k****a 的大作中提到】
: 有房,有家庭的情况下:
: Bodily Injury Liability(BI) :
: $50,000/$100,000
: $100,000/$300,000
: $250,000/$500,000
: Property Damage Liability(PD):
: $10,000
: $15,000
: $20,000
: $25,000

k****a
发帖数: 4944
3
半保的话。只要BI, PD吗?
谢谢!
z*******3
发帖数: 1593
4
有房,有家庭,BI至少100万吧,或者买个umbrella保险。我没房都买了100万,其实保
费也就多十几块钱,买了安心一点。
1 (共1页)
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相关话题的讨论汇总
话题: deductible话题: 000话题: loss话题: glass话题: 500