g*********r
发帖数: 22 | 1 I had an accident by hitting the fence on the highway a couple of days ago.
People are fine but the car is totally damaged. Police came to file a report
. Now i have a question: I only have the liability of car issurance and it
is my own fault to damage car. I suspect there will be no money from the
issurance company. Do I still need to call them and tell them about this
accident? I am thinking NOT to call because they may increase my issurance
preimium but no compensation at all for the car loss. What do you think?
Thanks a bunch. Sorry for being unable to type in Chinese. |
M***s
发帖数: 8769 | 2 如果你是半保，never call your insurance |
s********3
发帖数: 353 | 3 是没必要call your insurance，但我估计你车都total了，那个fence估计也撞烂了吧
，路政部门应该会跟你的保险公司索赔，保险公司一赔钱，你的保险premium也就涨了
。。。 |
g*********r
发帖数: 22 | 4 thanks for both of you. The fence is stone wall and there is no damage. |
d**o
发帖数: 54 | 5 I guess that you will have a police record. So your insurance premium would
increase next time. You do not need to tell your insurer about this accident
. But you need to cancel your insurance to get refund. |
T*U
发帖数: 22634 | |
