m****m
发帖数: 258 | 1 差不多刚过来 这个是让一个师兄帮忙买的 今天跟实验室的人谈起 说我的是新车 说让
我买什么全保 不是很清楚啊 只知道liability是撞了别人陪别人的 uninsured是裸车
撞我我能从保险公司拿的 其他的都不是很清楚
大家对新车的保险有什么推荐啊
thanks inadvance
BODILY INJURY & PROPERTY DAMAGE LIABILITY $155.00
BI $10,000 EACH PERSON - $20,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $10,000 EACH ACCIDENT $346.00
UNINSURED MOTORIST NON-STACKABLE $66.00
$10,000 EACH PERSON - $20,000 EACH ACCIDENT
BASIC PERSONAL INJURY PROTECTION $126.00
$10,000 LIMIT $1,000 DEDUCTIBLE PER PERSON | y****r
发帖数: 3036 | 2 这是半保。而且injury买的很低。
至少10w/30w吧，你这才1w/2w
property也一样，至少应该5万
你这个保险和没买没什么太大的区别
【在 m****m 的大作中提到】
: 差不多刚过来 这个是让一个师兄帮忙买的 今天跟实验室的人谈起 说我的是新车 说让
: 我买什么全保 不是很清楚啊 只知道liability是撞了别人陪别人的 uninsured是裸车
: 撞我我能从保险公司拿的 其他的都不是很清楚
: 大家对新车的保险有什么推荐啊
: thanks inadvance
: BODILY INJURY & PROPERTY DAMAGE LIABILITY $155.00
: BI $10,000 EACH PERSON - $20,000 EACH ACCIDENT
: PROPERTY DAMAGE LIABILITY - $10,000 EACH ACCIDENT $346.00
: UNINSURED MOTORIST NON-STACKABLE $66.00
: $10,000 EACH PERSON - $20,000 EACH ACCIDENT
| i****a
发帖数: 36252 | 3 new comer, new car... rich
【在 m****m 的大作中提到】
: 差不多刚过来 这个是让一个师兄帮忙买的 今天跟实验室的人谈起 说我的是新车 说让
: 我买什么全保 不是很清楚啊 只知道liability是撞了别人陪别人的 uninsured是裸车
: 撞我我能从保险公司拿的 其他的都不是很清楚
: 大家对新车的保险有什么推荐啊
: thanks inadvance
: BODILY INJURY & PROPERTY DAMAGE LIABILITY $155.00
: BI $10,000 EACH PERSON - $20,000 EACH ACCIDENT
: PROPERTY DAMAGE LIABILITY - $10,000 EACH ACCIDENT $346.00
: UNINSURED MOTORIST NON-STACKABLE $66.00
: $10,000 EACH PERSON - $20,000 EACH ACCIDENT
| m****m
发帖数: 258 | 4 那这个情况应该怎么办啊 可以把这个保险推掉 再重新弄一个么 还是有类似升级之类
的啊
如果全保会不会很贵 现在还是learner permit 去年十一月份拿的 | W*********r
发帖数: 989 | 5 It's liability only.
How new? I dropped comprehensive insurance when my car is less than 3 years
old (I bought it new). It's
almost five years old now. If you haven't driven any car in China before,
and you spend more than 10$, you
sure should buy comprehensive insurance.
I suggest you drop the medical coverage because you have medical insurance.
It's meaningless most of time
UNLESS you hit a black guy without any insurance.
【在 m****m 的大作中提到】
: 差不多刚过来 这个是让一个师兄帮忙买的 今天跟实验室的人谈起 说我的是新车 说让
: 我买什么全保 不是很清楚啊 只知道liability是撞了别人陪别人的 uninsured是裸车
: 撞我我能从保险公司拿的 其他的都不是很清楚
: 大家对新车的保险有什么推荐啊
: thanks inadvance
: BODILY INJURY & PROPERTY DAMAGE LIABILITY $155.00
: BI $10,000 EACH PERSON - $20,000 EACH ACCIDENT
: PROPERTY DAMAGE LIABILITY - $10,000 EACH ACCIDENT $346.00
: UNINSURED MOTORIST NON-STACKABLE $66.00
: $10,000 EACH PERSON - $20,000 EACH ACCIDENT
| m****m
发帖数: 258 | 6 买的今年的新车
这个policy里面有medical么 是哪一项啊
years
.
【在 W*********r 的大作中提到】
: It's liability only.
: How new? I dropped comprehensive insurance when my car is less than 3 years
: old (I bought it new). It's
: almost five years old now. If you haven't driven any car in China before,
: and you spend more than 10$, you
: sure should buy comprehensive insurance.
: I suggest you drop the medical coverage because you have medical insurance.
: It's meaningless most of time
: UNLESS you hit a black guy without any insurance.
| W*********r
发帖数: 989 | 7
Then buy comprehensive coverage. How is your driving experience?
BASIC PERSONAL INJURY PROTECTION $126.00
$10,000 LIMIT $1,000 DEDUCTIBLE PER PERSON
【在 m****m 的大作中提到】
: 买的今年的新车
: 这个policy里面有medical么 是哪一项啊
:
: years
: .
| m****m
发帖数: 258 | 8 谢谢啊 如果我想改动保险的话 给他们打电话 可以么
另外那个如果我撞了别人 然后自己的车子坏了 保险公司出钱的这个叫什么啊 |
| W*********r
发帖数: 989 | 9 I don't remember. It could be call "comprehensive coverage". But it should
be related to deduction, which is
the money you pay before 保险公司出钱. The amount is usually 100, 250, 500
or 1000. The less the deduction,
the higher your insurance premium. I remember I chose 1000, which is really
high, to lower my insurance
premium.
【在 m****m 的大作中提到】
: 谢谢啊 如果我想改动保险的话 给他们打电话 可以么
: 另外那个如果我撞了别人 然后自己的车子坏了 保险公司出钱的这个叫什么啊
| m****m
发帖数: 258 | 10 Ok i will call, try to make a change.
really
【在 W*********r 的大作中提到】
: I don't remember. It could be call "comprehensive coverage". But it should
: be related to deduction, which is
: the money you pay before 保险公司出钱. The amount is usually 100, 250, 500
: or 1000. The less the deduction,
: the higher your insurance premium. I remember I chose 1000, which is really
: high, to lower my insurance
: premium.
|
|
