t**e
发帖数: 1805 | 1 Sir: You are an agent! According to you professionals, it is always a wise
move to refinance! It is always a good time to buy! But I respectfully
disagree with you professionals!
In my example above, 15-year loan refinance five times, you elongate the
loan term by 5 years! A 15-year fixed became a 20-year fixed. The worthwhile
refinance is (1) zero-cost, (2) lower interest rate, and (3) refinance to a
shorter loan term (minus the number of years lapsed since your last
financing).
For example, ... 阅读全帖 |
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t*****r
发帖数: 536 | 2 我是觉得楼上不知道有pre-pay这条规矩。就算是做成15-yrs，你也可以自己算个12年
的数字来每个月还，银行对这个行为又没惩罚
wise
worthwhile
a
a |
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b*p
发帖数: 2208 | 3 你需要多学习，多思考，多计算。
wise
worthwhile
a
a |
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t****n
发帖数: 25 | 4 Bad fengshui,grading problem needs big $ to fix, is it worthwhile? |
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u****q
发帖数: 24345 | 5 1)ding, dents;
2)seal might be worn;
3)kids dirty palm prints.
$1000 off makes it all worthwhile.
baozi. |
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F***Q
发帖数: 6599 | 6
for newbies, better pay a few hundred bucks to get professional services for
the first couple of times. then you have a better idea. it is so easy to
make a mistake. compare to the risk of large repairs, a few hundred is
worthwhile. 2 cents from someone who insisted DIYing and once almost wasted
the pool |
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v********e
发帖数: 1985 | 7 First of all, where are you?
If you are in southern states, a radiant barrier might be worthwhile as well.
It's the preparation that's most time consuming. First, you will need to
inspect all places where there is a hole. It might be a light box, the
venting stack, or a wire is coming up between walls. Seal them with foam
insulation if they are small or build boxes with rigid panel insulation and
seal the edges with foam.
For cellulose, you will need to first put a dam on the edge. You don't... 阅读全帖 |
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d*******o
发帖数: 171 | 8 I just finished painting of a 1900 sft house, one coat, about 6 gallon. I
misestimated the area and bought 10 gallon.
BTW, painting is the least worthwhile DIY job because it is just too time-
consuming. The hourly rate for a painter is about 17. |
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e*****u
发帖数: 567 | 9 这里有教你如何减少Expected Family Contribution的办法。与大家共享。
http://www.finaid.org/fafsa/maximize.phtml
Maximizing Your Aid Eligibility
Believe it or not, there are strategies for maximizing your eligibility for
need-based student financial aid. These strategies are based on loopholes in
the need analysis methodology and are completely legal. We developed these
strategies by analyzing the flaws in the Federal Need Analysis Methodology.
It is quite possible that Congress will eventually eliminate many of thes... 阅读全帖 |
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x****u
发帖数: 12955 | 10
never large enough to make the hassle worthwhile.
In any case, if you are unsatisfied with the loan, you could always
refinance. |
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m*****a
发帖数: 80 | 11 Don't rush for this big decision, especially for the first home buyer.
It is worthwhile to shop homes for about 3~6 months before you really know
what you want. |
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t*******n
发帖数: 4445 | 12 1. Double check the health insurance policy. If there is really no loophole
in what the company says, going to court is probably not very worthwhile.
2. Was there any possibility of things being wrong with the rental car? If
yes, consider getting compensation from the rental company.
3. Look for cheaper rehabilitation services.
4. Talk to your local Dept. of Human Services (or with a social worker) to
see what is available. |
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t*******n
发帖数: 4445 | 13 The cure rate is pretty low, although the actual survival time for an
individual is hard to tell (esp. without more detailed information).
Blindly using the latest expensive drug is not a good idea. Your family
should get as much info as possible (histology type, spreading range,
general health), in order to see if surgery, chemo etc. are applicable or
worthwhile (i.e. with clearly defined possible benefit outweighing side
effects) in his case.
Of course there is the other way of conservative |
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t*******n
发帖数: 4445 | 14 Arestin is mostly used to help reducing (i.e. has a probability of) the
pocket depths here.
If you consider the saving worthwhile, talk to the doctor more to see if it
is a reasonable option (if not the best clinical option).
insurance
one |
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t*******n
发帖数: 4445 | 15 I assume it's a late-stage case...or it may still be worthwhile to consider
curative surgery/chemo.
Specific symptoms may be managed by drugs and/or palliative surgery/chemo/
radiation. IV nutrition is not shown to increase survival even among the
most advanced patients. |
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d*******n
发帖数: 216 | 16 Thanks a lot for all the replies. I will do as you suggested.
Yeah, they removed a piece of the skull on her left side of the head. And
the piece is still gone now. The doctors said given her condition, it's
probably not worthwhile to put it back, since that would put the burden of
another surgery on her already fragile body. We have been extremely careful
about that soft spot on her head, but I still often worry that something
terrible would happy since it's just such a thin layer of skin an |
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t*******n
发帖数: 4445 | 17 It's good that you had an evaluation and know what your teeth need. Now it'
s time to consider the cost and benefits.
Unlike medical insurance, dental insurance policies cap at a few thousand $$
per year. So it may not be that worthwhile. You should also consider
dental discount plans. |
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t*******n
发帖数: 4445 | 18 I would suggest you get an initial comprehensive exam + X-ray ($200). If it
's acute infection, the dentist will prescribe antibiotic and painkiller
till the situation stables for restorative work. Amalgam filling: <$150 if
applicable. If filling doesn't work, root canal/crown are much more
expensive.
Dental insurance may have exclusion periods, depending on the specific
policy. Total benefit per year doesn't exceed $2-3k/yr though. Might also
be worthwhile to check out dental discou8nt plans. |
|
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g*****j
发帖数: 1211 | 20 I think what your PCP recommended is reasonable.
Can it be cancer? Certainly.
Is it likely? No.
The diagnosis of cancer requires biopsy. It is probably worthwhile to
wait several weeks just to see whether it is getting bigger or smaller,
before pull the trigger of biopsy. A cancer will keep growing, while
reactive lymph node due to inflammation will go away without a scar
eventually, which is also way more common. |
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g*****j
发帖数: 1211 | 21 In US, Gardasil is administered to girls age up to 26 year old. It is
currently not available for older women. This is due to several reasons,
including cost, decreased vulnerability to HPV infection as we age, safer
sexual behavior etc. It is probably not worthwhile to have Gardasil if you
are at an older age and in a stable and medically trustworthy relationship.
Gardasil is fairly expensive if you are paying out of pocket yourself. |
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g*****j
发帖数: 1211 | 22 Statistically, vagal stimulation (a kind of imbalance of neural signal in
the brain) is the most likely cause of such event (called syncope in
medicine). However, since your father has significant history of high blood
pressure and heart disease, it is worthwhile to do a check to rule out
other causes that can potentially be treated.
The potential causes for syncope can be numerous, ranging from heart issue
to respiratory issue to neural / brain problems. It is hard to decide what
exactly is |
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g*****j
发帖数: 1211 | 23 This is likely primary insomnia. However, it is still worthwhile to get a
thorough work up to rule out potential organic causes or lifestyle issues.
There are many highly effective sleeping pills from several classes that one
can choose from. In real practice, there is no consensus about the
appropriate use of these medications. Some doctors are liberal in their use
, believing that chronic sleep deprivation is worse than the adverse effects
from chronic use of these meds. Other doctors beli |
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t*******n
发帖数: 4445 | 24 Personal dental insurance generally is not worthwhile (the maximum benefit
is about 2k/yr). Consider getting a dental discount plan instead. |
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t*******n
发帖数: 4445 | 25
Yes. Just do the homework to make sure both are valid (with a given
dentist) and financially worthwhile. |
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t*******n
发帖数: 4445 | 26 Not sure if this is worthwhile. But can the employer refund you the $$$ so
you buy some private insurance locally?
员，医疗保险的
以前搞错过好几 |
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t*******n
发帖数: 4445 | 27 http://en.wikipedia.org/wiki/Allergen_immunotherapy
1. Go talk to an allergist, not a general doctor. The latter cannot do this.
2. You are right: there should be a skin test (pinprick or patch) first, to
see exactly what you are allergic to. Then start biweekly injection which
gradually reduces to monthly etc.
3. Check insurance coverage, the total cost is quite a bit as you need to
stay for at least a year to make it worthwhile. Also, you may be told to
wait till summer to start the shots ... 阅读全帖 |
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a*******e
发帖数: 3897 | 28 For California, Central Florida, Illinois, New York and New Jersey residents.
https://www.mypopularbanking.com/us/checking
Banco Popular continues to offer a pretty good checking account bonus for
opening its Totally Free Checking.
If you don't mind the 5 transactions per month requirement, then this
checking account bonus might be worthwhile. The bonus does require some work
. To earn the full $125, the following is required:
•Up to $25 for your old debit card and unused checks at another... 阅读全帖 |
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e*****k
发帖数: 282 | 29 Best uses of American Express Membership Rewards points
The program I get asked about most frequently from readers is the American
Express Membership Rewards program, which is not only a great program, but
also one of the most undervalued ones, in my opinion. Membership Rewards
points can be used for all kinds of stuff, from gift cards to TV’s to
airline miles. The best part about the program is that you can transfer
Membership Rewards points to other loyalty programs at any time, so the
miles c... 阅读全帖 |
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s********z
发帖数: 5411 | 30 you need to have a lot of cash to make bankdirect worthwhile. |
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c*******m
发帖数: 522 | 31 网上看得的一个帖子：
The game changing date is November 5th so I used the 4th in the headline. If
you apply for the Blue Cash Preferred℠ Card from American Express
Before the new deadline you will receive 6% cash back on unlimited purchases
at grocery stores for the next year. The annual fee is $75 for the card so
you’ll need to commit to at least $1200 of purchases to make the play
worthwhile. After the November deadline, the limit is $360 cash back. This
is an act now post.
大家抓紧时间申请吧。。 |
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c*******m
发帖数: 522 | 32 网上看得的一个帖子：
The game changing date is November 5th so I used the 4th in the headline. If
you apply for the Blue Cash Preferred℠ Card from American Express
Before the new deadline you will receive 6% cash back on unlimited purchases
at grocery stores for the next year. The annual fee is $75 for the card so
you’ll need to commit to at least $1200 of purchases to make the play
worthwhile. After the November deadline, the limit is $360 cash back. This
is an act now post.
大家抓紧时间申请吧。。 |
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o******o
发帖数: 185 | 33 If you fly that much to make the subscription fee worthwhile, you actually
fly enough on UA to have a silver status at least. That status give you E+
for free. If you don't have such status on UA, that means this subscription
will never make up its value to you. |
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l*******n
发帖数: 2718 | 34 Got it loo. Not worthwhile to pursue. |
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Y*****o
发帖数: 1173 | 35 Depends where you want to go. It will be worthwhile if you book a hotel with
>$500/night at hhonor brands. |
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l*******n
发帖数: 2718 | 36 I'm also on my way to spend $340, but only to earn 100k big win. Still
worthwhile in my book. |
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l*******n
发帖数: 2718 | 37 nothing worthwhile this year |
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Y*****o
发帖数: 1173 | 38 Got marriott 70k twice (but no free night at second time). So worth trying.
SPG is worthwhile to keep anyway. regret having closed mine before. |
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A****d
发帖数: 1 | 39 Price match if u see a better deal |
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Y*****o
发帖数: 1173 | 40 I don't think there will be discount for iphones, but they will probably
give out store GCs from last years' experience. Hard to price-match right?
Hopefully Bestbuy will have good offers. |
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Y*****o
发帖数: 1173 | 41 Another thing to consider is the purchase protection from AMEX. They only
provide purchase protection for the amount charged to the credit card. |
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f*******n
发帖数: 635 | 42 $50 off for a contract phone at Bestbuy through the end of 2014.
I signed up this offer earlier this year, don't know if it still alive.
Bestbuy sends me notification every other month.... |
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Y*****o
发帖数: 1173 | 43 Do they have unlocked phone? |
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e*******e
发帖数: 9616 | 44 update 11/23
Bestbuy VGC: very good. got 19 cards and immediately pay rental and kids
sport club fee online tonight to test cards. they work.
JCpenny: forget about it, no non-penny gc worthwhile to buy, don't waster
your time.
will check OM/OD this coming week
walmart ATM screw up again, don't know why. Just load VGC @ customer service. |
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y****i
发帖数: 17878 | 45 60 days to unlock
if 3% online retail store proved to be worthwhile, may do a product change |
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y*****8
发帖数: 964 | 46 (200*0.075-5.95)/200=4.525% it is definitely worthwhile. |
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m*****u
发帖数: 1342 | 47 Benefits below.
https://www.chase.com/online/Credit-Cards/united_select-rewards-new.htm
It seems the "Any seat, any time, with miles" is most meaningful for me.
Thoughts on this? I think maybe not many people have this card, this one was
the old United visa card (before Continental merger, Continental one
becomes Explorer card)
Earn Miles
3 award miles per $1 spent on tickets purchased from United
2 miles per $1 spent on gas station, grocery, restaurant and home
improvement store purchases
2 mil... 阅读全帖 |
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S*****i
发帖数: 610 | 48 这卡的年费呢……
没找到
额 好像现在也申不了？ |
|
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m*****u
发帖数: 1342 | 50 $95.
It's a legacy card, it's no longer offered to new applicants. |
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